by debtcancel | Apr 14, 2017 | Mortgages
One of the biggest debates in the personal finance community is whether someone should use their extra cash to pay down the mortgage or put that money to work in investments. The mortgage paydown strategy is popular with risk-adverse folks. Investing is risky, while...
by debtcancel | Apr 14, 2017 | House Tips
A well-maintained home is a smart way to ensure your home is safe, and that its value continues to rise, whether you plan on selling it now or in the future. Here are some tips: Double check you’ve got smoke detectors on each floor of your home, test them...
by debtcancel | Apr 14, 2017 | Credit Health, Mortgages
If you currently have a mortgage or are looking to obtain one, it is imperative you maintain a healthy credit score. The three digits that make up your credit score tell a lender a lot about your credit history and ultimately the status of your financial health....
by debtcancel | Mar 27, 2017 | Credit Health
According to Statistics Canada, the average Canadian’s debt-to-income ratio is $1.67. Keeping all those creditors at bay can be a difficult juggling act. Let Defined Mortgage Services devise your plan to financial recovery. Call or email us at 647-201-0167 /...
by debtcancel | Feb 3, 2017 | Credit Health, Mortgages
Are you aged 55+ and having problems juggling the costs associated with home ownership as a retiree and maintaining your lifestyle? OR do your parents find themselves in this predicament? Through the CHIP Home Income Plan, homeowners aged 55+ can access up to 55% of...
by debtcancel | Jan 10, 2017 | Credit Health
Have your Christmas credit card bills hit your mailbox with a thud? If you are barely holding your head above water paying rates of 21 – 29%, we may help you avert a personal financial crisis by consolidating your high-interest debt into one manageable monthly...
by debtcancel | Dec 1, 2016 | Credit Health, Mortgages
Ho Ho Ho? Has the upcoming holiday season got you stressed? If you are already juggling credit cards barely making a dent with minimum monthly payments, give personalized gifts from the heart rather than picking up something at the last minute for top dollar. Bake a...
by debtcancel | Nov 17, 2016 | Mortgages, Testimonials
STEP 1 Annie owns a mixed-use property in inner-city Hamilton, Ontario valued at $335,000. The neighbourhood is currently undergoing long-overdue revitalization. She operates a cash-based business on the ground floor and resides in the second floor apartment with her...
by debtcancel | Oct 30, 2016 | Credit Health, Mortgages
A growing number of Canadians have received calls from individuals posing as CRA agents demanding payment. According to the Globe and Mail newspaper, over 40,000 people in Canada received fake calls from fraudsters. I was the recipient of more than one of these calls....
by debtcancel | Oct 26, 2016 | Testimonials
When I decided to purchase a house as investment property, I thought it was an easy plan. I soon came to realize that getting a mortgage under my situation was nearly impossible. I got turned down by banks. When I was about to give up, as my last try, I called...
