by debtcancel | Sep 7, 2023 | Mortgages
When it comes to purchasing a home, most offers include “conditions” (or “subjects” if you are in the provinces of British Columbia or Manitoba), which are requirements or criteria to be met before the sale can be finalized and the property is transferred. Some of the...
by debtcancel | Aug 23, 2023 | Family, Mortgages
The soaring debt levels of Canadians have reached alarming heights, potentially endangering many households, particularly if there’s a further escalation in mortgage rates, says Phillip Colmar, the managing partner and global strategist at MRB Partners. Recent...
by debtcancel | Aug 9, 2023 | House Tips, Mortgages
With the current interest rates and economic scenarios, many Canadians may be looking for ways to bring in some extra cash. One option is to put your home equity to work and consider renovating your basement into a legal income suite! You can do this by using a...
by debtcancel | Jul 6, 2023 | House Tips, Mortgages
Not all insurance products are created equal. It is essential to understand all the different insurance products to ensure you have proper coverage. Below are the leading insurance product options you will encounter with homeownership and what they mean: Default...
by debtcancel | Jun 1, 2023 | Mortgages
Did you know? The Canadian government has a program known as the Home Buyers’ Plan (HBP), which is designed to allow first-time home owners to withdraw up to $35,000 from RRSP for the purpose of buying a home! Purchasing with your spouse? You can access a total of...
by debtcancel | May 4, 2023 | Mortgages
When it comes to homeownership, many of us dream of the day we will be mortgage-free. While most mortgages operate on a 25-year amortization schedule, there are some ways you can pay off your mortgage quicker! 1. Review Your Payment Schedule: Taking a look at your...