Winter Proofing Your Home

Winter Proofing Your Home

With the changing of the seasons, it can be a good time to take stock of your home and ensure you are ready for the colder weather. To help you feel more comfortable, save on bills and prevent future repair costs, there are some simple things you can do to prepare for...
Fixed vs. Variable Rate Mortgages

Fixed vs. Variable Rate Mortgages

If you are new to the world of mortgages, you probably have a lot of questions – such as whether to choose a fixed-rate mortgage or variable -rate mortgage. Even experienced home owners can sometimes struggle with this, and may wonder if they made the right...
5 Tips to Reduce Heating Costs

5 Tips to Reduce Heating Costs

When it comes to the winter season, it can be easy to go overboard when it comes to heating – but there is a better way! With a little awareness – and the right preparation – heating your home this winter won’t have to cost you a fortune. To help you...
Budgeting for the 2020 Holidays

Budgeting for the 2020 Holidays

Everyone knows that it can be easy to go all out when it comes to the holidays. Unfortunately, this often means that you end up saddled with a bunch of holiday debt. To avoid a sleigh-size tab, plan ahead to save money and maximize the payoff! To help you make the...
Mortgage Refinancing for Beginners

Mortgage Refinancing for Beginners

If you are coming up to your mortgage renewal date, you may have already received a letter from your lender. Typically, these are sent out when there are 3 months remaining on your term. While nearly 60 percent of borrowers simply sign and send back their renewal, did...
Ten Money Saving Tips

Ten Money Saving Tips

When it comes to saving money, there are a lot of little things you can do that add up to make a big difference! Here are 10 of my favourite money-saving tips:1. Automatic savings are one of the most effective ways to save because you can’t spend what you...
Finances – Teaching Your Kids

Finances – Teaching Your Kids

Did you know? According to a 2019 RBC Family Finances Poll, 9 out of 10 parents (96%) are financially supporting their children (ages 18-35 years). On average, this costs parents $5,623 per year! This is an added cost that many parents cannot afford. In fact,...
Credit Clean Up Time – Back to School Time

Credit Clean Up Time – Back to School Time

It’s time to go back to school… for your finances! The Fall is the perfect time for a credit clean-up so that you are ready for the holiday spending season.When it comes to cleaning up credit, there is no better time than now to recognize the importance of your credit...
House Hunting – Five Mistakes to Avoid

House Hunting – Five Mistakes to Avoid

Buying a home is one of the largest investments you will ever make! In order to make your home hunting experience the best it can be, there are a few key mistakes to avoid and be aware of before you start your journey:Not Getting Pre-ApprovedOne of the most important...