Five Tips to Stay Cool and Save This Summer

Five Tips to Stay Cool and Save This Summer

Summer is just around the corner and doesn’t stick around for long, so make sure you enjoy it! We have some great tips for staying cool AND saving money while you do.1. Use Portable and Ceiling FansInstead of cranking the A/C (and your electricity bill) consider...
Advantages of a Pre-Approval

Advantages of a Pre-Approval

Getting pre-approved can be a vital step to the home-buying process! But don’t confuse this with pre-qualification; you can get a pre-qualification through the My Mortgage Planner app to determine what you might qualify for. Pre-approval, on the other hand, means that...
More Changes in The Mortgage Industry

More Changes in The Mortgage Industry

There have been recent announcements in the mortgage space and we want to ensure that you are always “in the know”.CMHC announced changes to their mortgage rules, which go into effect on July 1st. These changes include limiting the Gross/Total Debt...
Five Things to Know Before You Renovate

Five Things to Know Before You Renovate

Renovating your space can be a big project! Before you get started, we have put together a list of the five most important things you need to know before you fix your home:Know Your End Goal: Before starting your renovation, it is important to know what your end goal...
Determine Your Monthly Budget

Determine Your Monthly Budget

It’s easy to get overwhelmed when thinking about your finances, especially if you are saddled with debt. The best way to determine your monthly budget is to start by recording your total monthly income for the family and your total monthly expenses. To make...
What to Know if You’re New to Canada

What to Know if You’re New to Canada

Canada has seen a surge of international migration over the last few years. With all these new faces in town wanting to plant roots in this great country, we wanted to touch base on some of the details surrounding mortgages and how new immigrants can qualify to be...
Lock-In or Stay Variable?

Lock-In or Stay Variable?

Whether you already have a mortgage or are looking to get your first mortgage amid COVID-19, there are some things you should know regarding fixed and variable rate mortgages during this time.If you currently have a mortgage, you may have heard on the news about...
To Defer or not to Defer

To Defer or not to Defer

With Canada’s major Mortgage Finance Companies (MFC’s) and all six big banks offering mortgage deferrals of up to 6 months, as well as case-by-case options from credit unions, one of the major questions currently facing Canadians amid COVID-19 is do you...
Tips for Social Distancing & Staying Safe From Home

Tips for Social Distancing & Staying Safe From Home

This is currently the motto for Canadians who are working hard across the country to combat COVID-19 by staying home – including your mortgage brokers! While social distancing of this magnitude has never occurred previously, it is important to understand that we...