Five Things to Know Before You Renovate

Five Things to Know Before You Renovate

Renovating your space can be a big project! Before you get started, we have put together a list of the five most important things you need to know before you fix your home:Know Your End Goal: Before starting your renovation, it is important to know what your end goal...
Determine Your Monthly Budget

Determine Your Monthly Budget

It’s easy to get overwhelmed when thinking about your finances, especially if you are saddled with debt. The best way to determine your monthly budget is to start by recording your total monthly income for the family and your total monthly expenses. To make...
What to Know if You’re New to Canada

What to Know if You’re New to Canada

Canada has seen a surge of international migration over the last few years. With all these new faces in town wanting to plant roots in this great country, we wanted to touch base on some of the details surrounding mortgages and how new immigrants can qualify to be...
Lock-In or Stay Variable?

Lock-In or Stay Variable?

Whether you already have a mortgage or are looking to get your first mortgage amid COVID-19, there are some things you should know regarding fixed and variable rate mortgages during this time.If you currently have a mortgage, you may have heard on the news about...
To Defer or not to Defer

To Defer or not to Defer

With Canada’s major Mortgage Finance Companies (MFC’s) and all six big banks offering mortgage deferrals of up to 6 months, as well as case-by-case options from credit unions, one of the major questions currently facing Canadians amid COVID-19 is do you...
Tips for Social Distancing & Staying Safe From Home

Tips for Social Distancing & Staying Safe From Home

This is currently the motto for Canadians who are working hard across the country to combat COVID-19 by staying home – including your mortgage brokers! While social distancing of this magnitude has never occurred previously, it is important to understand that we...
Refinancing Your Mortgage

Refinancing Your Mortgage

Spring is a great time for cleaning out your home and your finances. A part of this for many people includes refinancing your mortgage. There are a variety of reasons to refinance, which can range from wanting to leverage large increases in property value or get...
2020 Investment Decisions

2020 Investment Decisions

No doubt, at this time of year, many of us will be reviewing annual investment returns from savings, stocks, bonds, TFSAs, RRSPs, RESPs etc. Few of us, as part of this process, will sit down and calculate the actual rate of return on our investments in real estate. As...
Some Post Holiday Tips

Some Post Holiday Tips

If your holiday is just not complete without a live tree, the Government of Canada has a few tips to keep the danger at bay.Fresh trees are less likely to catch fire, so look for a tree with vibrant green needles that are hard to pluck and don’t break easily from its...