Should you go fixed or variable?

Should you go fixed or variable?

It is typically one of the first questions someone asks when talking about your mortgage: What’s your rate? While everyone can recall their rate off the top of their head, it tends to be the only detail of the mortgage they can remember. Although the rate is...
Seal Out The Cold

Seal Out The Cold

In winter, reduce the heat lost from your home or workplace by getting rid of drafts around windows, doors, baseboards and outside wall openings. Windows can account for a large part of heat loss in a building. Upgrade them if they are too old. Window insulators can...
Co-signers: 6 things to consider

Co-signers: 6 things to consider

Co-signing on a loan may seem like an easy way to help a loved one (child, family member, friend, etc.). In today’s market conditions, a co-signor can offer a solution to overcome the high market prices and stress testing measures that are now in place for Canadian...
Back To School Tips

Back To School Tips

With summer in full swing it might feel like the kids have just finished the school year, but we all know how quickly time flies when you’re having fun. When it comes to back to school, there’s lot’s to think about – clothes, supplies, sports and club equipment. So...
5 Summer To Do Tips

5 Summer To Do Tips

We wish you a happy summer! Here’s 5 of our to-do list for you this month Do – enjoy the sunshine and the warm weather Do – walk barefoot and wiggle your toes in the grass – refreshing Do – enjoy long summer evenings on a deck, patio, or dock...

Important News

Effective July 22, The Bank of Canada has lowered the benchmark rate used to qualify your mortgage from 5.34% to 5.19%. This means you can qualify for a larger mortgage.

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