Our Mission – to help you.

Our mission at Defined Mortgage Services Inc. is to use our experience and contacts in the financial industry to source mortgage financing to meet your needs and objectives.

We specialize in financing for self-employed applicants, applicants with past or current credit challenges, applicants who want to re-establish credit after bankruptcy or consumer proposal and Debt Consolidation

Our Services

Refinancing

Has your lender offered you the going rate to renew?  Have they taken the time to discuss your current needs and wants? Do you need to renovate, pay for your child’s education or want to take a well-deserved vacation?  Consult with Defined Mortgage Services to plan and execute a strategy that works for you.

Purchase

Whether you are buying your first home, upgrading or downsizing, trust Defined Mortgage Services to determine the best mortgage product, term and rate applicable to your personal circumstances.  Call us for an initial consultation when considering a purchase and provide purchase agreement and listing when you enter into an agreement to purchase and we will do the rest.

Debt Consolidation

Have circumstances gotten in the way of your financial wellbeing?  Are you on the never-never plan meeting minimum monthly payments?  Tossing and turning at night due to credit card debt, personal income tax or property tax arrears?  Trust Defined Mortgage Services to consolidate debt into one manageable monthly payment.

Our Latest Articles

Some Post Holiday Tips

If your holiday is just not complete without a live tree, the Government of Canada has a few tips to keep the danger at bay.Fresh trees are less likely to catch fire, so look for a tree with vibrant green needles that are hard to pluck and don’t break easily from its...

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Pride In Ownership Can Pay Off

Any prospective home-buyer knows this situation well. You’re set up for a viewing but when you get there the property condition is less than ideal. Maybe the counters are cluttered, the kitchen sink stacked with dishes, or the basement hiding its full potential...

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An Age Old Debate

Just about anytime two people of different generations discuss entering the real estate market, the question arises: Who had it easier trying to get into the housing market?Often the younger of the two will claim that there is no struggle greater than the one they...

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Winter Homeowner Tips

Let the heat reach you: Dust or vacuum radiators, baseboard heaters and furnace duct openings often and keep them free from obstructions such as furniture, carpets and drapes. Replace/Clean Furnace Filters: Check and clean or replace furnace air filters each month...

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Should you go fixed or variable?

It is typically one of the first questions someone asks when talking about your mortgage: What’s your rate? While everyone can recall their rate off the top of their head, it tends to be the only detail of the mortgage they can remember. Although the rate is...

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Book an Appointment

Book your free consultation today to achieve your financial objectives.

Email: adoria@mtgarc.ca

Telephone: 647-201-0167

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Important News

Effective July 22, The Bank of Canada has lowered the benchmark rate used to qualify your mortgage from 5.34% to 5.19%. This means you can qualify for a larger mortgage.

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