Our Mission – to help you.

Our mission at Defined Mortgage Services Inc. is to use our experience and contacts in the financial industry to source mortgage financing to meet your needs and objectives.

We specialize in financing for self-employed applicants, applicants with past or current credit challenges, applicants who want to re-establish credit after bankruptcy or consumer proposal and Debt Consolidation

Our Services

Refinancing

Has your lender offered you the going rate to renew?  Have they taken the time to discuss your current needs and wants? Do you need to renovate, pay for your child’s education or want to take a well-deserved vacation?  Consult with Defined Mortgage Services to plan and execute a strategy that works for you.

Purchase

Whether you are buying your first home, upgrading or downsizing, trust Defined Mortgage Services to determine the best mortgage product, term and rate applicable to your personal circumstances.  Call us for an initial consultation when considering a purchase and provide purchase agreement and listing when you enter into an agreement to purchase and we will do the rest.

Debt Consolidation

Have circumstances gotten in the way of your financial wellbeing?  Are you on the never-never plan meeting minimum monthly payments?  Tossing and turning at night due to credit card debt, personal income tax or property tax arrears?  Trust Defined Mortgage Services to consolidate debt into one manageable monthly payment.

Our Latest Articles

INDUSTRY NEWS – October 5, 2018

Back in 2013, the B-20 rules as underwriting guidelines for residential mortgages came into effect. The rules were put in place as a direct response to the financial issues in the United States caused by "poor mortgage lending practices" (mortgagebrokernews.ca). Now,...

read more

FALL IS THE PERFECT SEASON

Today more than ever before families have less wiggle room with their finances. Fall is the perfect time to review your financial wellness. Making a few changes now will give you a few months to capitalize on the changes before the end of the year. Some things to...

read more

Your Home Will Sell For More If It Features These Colours

Hold on! Don't put up that "For Sale" sign just yet. A new study conducted by Zillow Porchlight found that homes with certain rooms painted blue, beige or grey sold for more than similar homes with white walls. And so, because we want to ensure you get the most buck...

read more

5 Ways To Stay Cool While Saving Energy This Summer

Temperatures are rising, and many of us are reaching for the thermostats to stay cool. But there are also energy-efficient ways that will help you stay comfortable while controlling your costs. Check out these tips from Hydro One: 1. Open the windows on breezy days...

read more

Is It Worth Buying a “Fixer-Upper” Home?

Q: I know fixer-uppers provide excellent value, but I’m worried I’ll be in indefinite renovation mode for years if I pay for one home improvement project at a time. Should I stick to a turnkey property? A: You’re right, fixer-uppers offer excellent value. (And no, you...

read more

Book an Appointment

Book your free consultation today to achieve your financial objectives.

Email: adoria@mtgarc.ca

Telephone: 647-201-0167

10 + 10 =