Our Mission – to help you.
Our mission at Defined Mortgage Services Inc. is to use our experience and contacts in the financial industry to source mortgage financing to meet your needs and objectives.
We specialize in financing for self-employed applicants, applicants with past or current credit challenges, applicants who want to re-establish credit after bankruptcy or consumer proposal and Debt Consolidation
Our Services

Refinancing
Has your lender offered you the going rate to renew? Have they taken the time to discuss your current needs and wants? Do you need to renovate, pay for your child’s education or want to take a well-deserved vacation? Consult with Defined Mortgage Services to plan and execute a strategy that works for you.

Purchase
Whether you are buying your first home, upgrading or downsizing, trust Defined Mortgage Services to determine the best mortgage product, term and rate applicable to your personal circumstances. Call us for an initial consultation when considering a purchase and provide purchase agreement and listing when you enter into an agreement to purchase and we will do the rest.

Debt Consolidation
Have circumstances gotten in the way of your financial wellbeing? Are you on the never-never plan meeting minimum monthly payments? Tossing and turning at night due to credit card debt, personal income tax or property tax arrears? Trust Defined Mortgage Services to consolidate debt into one manageable monthly payment.
Our Latest Articles
Using the Interest on a Second Mortgage as a Tax Write-Off
We all know owning a rental property is a great way to invest and build your wealth portfolio. Unfortunately, a lot of homeowners sitting on plenty of equity are afraid to use that money for a down-payment to purchase a rental or investment property. The idea of a...
read moreShould you go fixed or variable?
It is typically one of the first questions someone asks when talking about your mortgage: What’s your rate? While everyone can recall their rate off the top of their head, it tends to be the only detail of the mortgage they can remember. Although the rate is...
read moreSeal Out The Cold
In winter, reduce the heat lost from your home or workplace by getting rid of drafts around windows, doors, baseboards and outside wall openings. Windows can account for a large part of heat loss in a building. Upgrade them if they are too old. Window insulators can...
read moreYour Credit Score – Improving it is not as hard as you think
If you’re credit challenged but want to get into the housing market, it can be a tough road to haul. But improving your credit to a point where a lender will give you chance, is very doable. I won’t bother you with the details of how credit scores are calculated. What...
read moreMortgage Renewals With The Same Lender Are On The Rise, But Should You Just Sign On The Dotted Line?
If you’re in a mortgage that’s coming up for renewal in the coming months and you’re considering just staying with your current lender, you wouldn’t be alone. According to the Canadian Mortgage and Housing Corporation’s (CMHC) Residential Mortgage Industry Report...
read moreCo-signers: 6 things to consider
Co-signing on a loan may seem like an easy way to help a loved one (child, family member, friend, etc.). In today’s market conditions, a co-signor can offer a solution to overcome the high market prices and stress testing measures that are now in place for Canadian...
read moreBook an Appointment
Book your free consultation today to achieve your financial objectives.
Email: adoria@mtgarc.ca
Telephone: 647-201-0167