Our Mission – to help you.

Our mission at Defined Mortgage Services Inc. is to use our experience and contacts in the financial industry to source mortgage financing to meet your needs and objectives.

We specialize in financing for self-employed applicants, applicants with past or current credit challenges, applicants who want to re-establish credit after bankruptcy or consumer proposal and Debt Consolidation

Our Services

Refinancing

Has your lender offered you the going rate to renew?  Have they taken the time to discuss your current needs and wants? Do you need to renovate, pay for your child’s education or want to take a well-deserved vacation?  Consult with Defined Mortgage Services to plan and execute a strategy that works for you.

Purchase

Whether you are buying your first home, upgrading or downsizing, trust Defined Mortgage Services to determine the best mortgage product, term and rate applicable to your personal circumstances.  Call us for an initial consultation when considering a purchase and provide purchase agreement and listing when you enter into an agreement to purchase and we will do the rest.

Debt Consolidation

Have circumstances gotten in the way of your financial wellbeing?  Are you on the never-never plan meeting minimum monthly payments?  Tossing and turning at night due to credit card debt, personal income tax or property tax arrears?  Trust Defined Mortgage Services to consolidate debt into one manageable monthly payment.

Our Latest Articles

Entering the Housing Market

Entering the Housing Market

When it comes to homeownership, many of us dream of the day we will be mortgage-free. While most mortgages operate on a 25-year amortization schedule, there are some ways you can pay off your mortgage quicker! Did you know? There are a few ways you can help pay off...

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Five Ways to Turn Your Home into a Staycation Paradise

Five Ways to Turn Your Home into a Staycation Paradise

We all invest a lot into our homes, so we want to make sure we are enjoying them to the fullest all year long. As we head into the prime of summer, there is no better time to update your space to turn it into the perfect staycation paradise so that you can fully enjoy...

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Entering the Housing Market

Entering the Housing Market

With the first Bank of Canada rate drop having occurred in June, many individuals are looking at the housing market with renewed vigor and an expectation that rates will continue to come down to a more sustainable level. If you are someone who is considering entering...

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Best Home Features for Pets

Best Home Features for Pets

Creating a pet-friendly home involves considering the comfort, safety, and well-being of your furry friends. Here are some features to consider: Durable Flooring: Choose scratch-resistant and easy-to-clean flooring like hardwood, laminate, or more durable tile...

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Mortgage Pre-Approval vs. Pre-Qualification

Mortgage Pre-Approval vs. Pre-Qualification

Are you looking to buy your first home? Are you thinking about making a move? Whatever your goals, when it comes to getting a mortgage, you can do a few things in advance to make the process easier! Getting Pre-Qualified The purpose of mortgage pre-qualification is to...

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Yard Appeal Ideas for The Biggest ROI

Yard Appeal Ideas for The Biggest ROI

Summer is coming up and you don’t want to miss your chance to make the most of your yard! To help you enjoy your space this year, I have broken down some of the top yard appeal ideas with the biggest ROI giving you the most bang for your buck and can increase your...

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Book an Appointment

Book your free consultation today to achieve your financial objectives.

Email: [email protected]

Telephone: 647-201-0167