An Age Old Debate

An Age Old Debate

Just about anytime two people of different generations discuss entering the real estate market, the question arises: Who had it easier trying to get into the housing market?Often the younger of the two will claim that there is no struggle greater than the one they...
Should you go fixed or variable?

Should you go fixed or variable?

It is typically one of the first questions someone asks when talking about your mortgage: What’s your rate? While everyone can recall their rate off the top of their head, it tends to be the only detail of the mortgage they can remember. Although the rate is...
Co-signers: 6 things to consider

Co-signers: 6 things to consider

Co-signing on a loan may seem like an easy way to help a loved one (child, family member, friend, etc.). In today’s market conditions, a co-signor can offer a solution to overcome the high market prices and stress testing measures that are now in place for Canadian...

Important News

Effective July 22, The Bank of Canada has lowered the benchmark rate used to qualify your mortgage from 5.34% to 5.19%. This means you can qualify for a larger mortgage.

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