Five ways to improve your credit score

Five ways to improve your credit score

If you currently have a mortgage or are looking to obtain one, it is imperative you maintain a healthy credit score. The three digits that make up your credit score tell a lender a lot about your credit history and ultimately the status of your financial health....

$1.67 – what it means

According to Statistics Canada, the average Canadian’s debt-to-income ratio is $1.67. Keeping all those creditors at bay can be a difficult juggling act. Let Defined Mortgage Services devise your plan to financial recovery. Call or email us at  647-201-0167 /...
The CHIP Home Income Plan

The CHIP Home Income Plan

Are you aged 55+ and having problems juggling the costs associated with home ownership as a retiree and maintaining your lifestyle? OR do your parents find themselves in this predicament? Through the CHIP Home Income Plan, homeowners aged 55+ can access up to 55% of...
Ho Ho Ho?

Ho Ho Ho?

Ho Ho Ho? Has the upcoming holiday season got you stressed? If you are already juggling credit cards barely making a dent with minimum monthly payments, give personalized gifts from the heart rather than picking up something at the last minute for top dollar. Bake a...

Important News

Effective July 22, The Bank of Canada has lowered the benchmark rate used to qualify your mortgage from 5.34% to 5.19%. This means you can qualify for a larger mortgage.

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