Lock-In or Stay Variable?

Lock-In or Stay Variable?

Whether you already have a mortgage or are looking to get your first mortgage amid COVID-19, there are some things you should know regarding fixed and variable rate mortgages during this time.If you currently have a mortgage, you may have heard on the news about...
To Defer or not to Defer

To Defer or not to Defer

With Canada’s major Mortgage Finance Companies (MFC’s) and all six big banks offering mortgage deferrals of up to 6 months, as well as case-by-case options from credit unions, one of the major questions currently facing Canadians amid COVID-19 is do you...
Tips for Social Distancing & Staying Safe From Home

Tips for Social Distancing & Staying Safe From Home

This is currently the motto for Canadians who are working hard across the country to combat COVID-19 by staying home – including your mortgage brokers! While social distancing of this magnitude has never occurred previously, it is important to understand that we...
Refinancing Your Mortgage

Refinancing Your Mortgage

Spring is a great time for cleaning out your home and your finances. A part of this for many people includes refinancing your mortgage. There are a variety of reasons to refinance, which can range from wanting to leverage large increases in property value or get...
2020 Investment Decisions

2020 Investment Decisions

No doubt, at this time of year, many of us will be reviewing annual investment returns from savings, stocks, bonds, TFSAs, RRSPs, RESPs etc. Few of us, as part of this process, will sit down and calculate the actual rate of return on our investments in real estate. As...
Some Post Holiday Tips

Some Post Holiday Tips

If your holiday is just not complete without a live tree, the Government of Canada has a few tips to keep the danger at bay.Fresh trees are less likely to catch fire, so look for a tree with vibrant green needles that are hard to pluck and don’t break easily from its...
Pride In Ownership Can Pay Off

Pride In Ownership Can Pay Off

Any prospective home-buyer knows this situation well. You’re set up for a viewing but when you get there the property condition is less than ideal. Maybe the counters are cluttered, the kitchen sink stacked with dishes, or the basement hiding its full potential...
An Age Old Debate

An Age Old Debate

Just about anytime two people of different generations discuss entering the real estate market, the question arises: Who had it easier trying to get into the housing market?Often the younger of the two will claim that there is no struggle greater than the one they...
Winter Homeowner Tips

Winter Homeowner Tips

Let the heat reach you: Dust or vacuum radiators, baseboard heaters and furnace duct openings often and keep them free from obstructions such as furniture, carpets and drapes. Replace/Clean Furnace Filters: Check and clean or replace furnace air filters each month...