by debtcancel | Oct 13, 2020 | House Tips, Mortgages
If you are coming up to your mortgage renewal date, you may have already received a letter from your lender. Typically, these are sent out when there are 3 months remaining on your term. While nearly 60 percent of borrowers simply sign and send back their renewal, did...
by debtcancel | Sep 21, 2020 | Credit Health, House Tips
When it comes to saving money, there are a lot of little things you can do that add up to make a big difference! Here are 10 of my favourite money-saving tips:1. Automatic savings are one of the most effective ways to save because you can’t spend what you...
by debtcancel | Sep 14, 2020 | Credit Health, House Tips
Did you know? According to a 2019 RBC Family Finances Poll, 9 out of 10 parents (96%) are financially supporting their children (ages 18-35 years). On average, this costs parents $5,623 per year! This is an added cost that many parents cannot afford. In fact,...
by debtcancel | Sep 8, 2020 | Credit Health
It’s time to go back to school… for your finances! The Fall is the perfect time for a credit clean-up so that you are ready for the holiday spending season.When it comes to cleaning up credit, there is no better time than now to recognize the importance of your credit...
by debtcancel | Aug 31, 2020 | House Tips, Mortgages
Buying a home is one of the largest investments you will ever make! In order to make your home hunting experience the best it can be, there are a few key mistakes to avoid and be aware of before you start your journey:Not Getting Pre-ApprovedOne of the most important...
by debtcancel | Aug 24, 2020 | House Tips
So, you are ready to sell your home! Whether you are up or down-sizing, selling your home can feel like a large undertaking – but don’t worry! I have put together some things to know before you sell to make the process as smooth as possible.Improve Your Curb...
by debtcancel | Aug 17, 2020 | Credit Health, Mortgages
So, you are looking to purchase a second property! Congratulations! This is a great opportunity for you to expand your financial portfolio and ensure stability for the future. However, before you launch into this purchase there are a few things you should know,...
by debtcancel | Aug 4, 2020 | House Tips
With many of us spending more time at home this year, now is a great time to start that organic garden you’ve always wanted! As someone with friends who grow their own herbs and vegetables, it can seem pretty daunting at first – but if they can do it, so can...
by debtcancel | Jul 27, 2020 | Credit Health, Mortgages
Did you know the biggest difference between getting your mortgage from a bank vs. a mortgage broker is that the bank only has access to their products, while I, your mortgage broker, have access to hundreds of different lending institutions and mortgage products to...
by debtcancel | Jul 23, 2020 | House Tips, Mortgages
As a Canadian homebuyer or homeowner, your borrowing power is impacted by a few factors. Recent changes to the lending policies announced by CMHC, The Bank of Canada’s qualifying rate and your banks’ Prime Rate and mortgage stipulations are all things to consider when...
