by debtcancel | Dec 30, 2019 | House Tips
Any prospective home-buyer knows this situation well. You’re set up for a viewing but when you get there the property condition is less than ideal. Maybe the counters are cluttered, the kitchen sink stacked with dishes, or the basement hiding its full potential...
by debtcancel | Dec 24, 2019 | Credit Health
Just about anytime two people of different generations discuss entering the real estate market, the question arises: Who had it easier trying to get into the housing market?Often the younger of the two will claim that there is no struggle greater than the one they...
by debtcancel | Dec 9, 2019 | House Tips
Let the heat reach you: Dust or vacuum radiators, baseboard heaters and furnace duct openings often and keep them free from obstructions such as furniture, carpets and drapes. Replace/Clean Furnace Filters: Check and clean or replace furnace air filters each month...
by debtcancel | Nov 27, 2019 | Credit Health, Mortgages
We all know owning a rental property is a great way to invest and build your wealth portfolio. Unfortunately, a lot of homeowners sitting on plenty of equity are afraid to use that money for a down-payment to purchase a rental or investment property. The idea of a...
by debtcancel | Nov 18, 2019 | Credit Health, Mortgages
It is typically one of the first questions someone asks when talking about your mortgage: What’s your rate? While everyone can recall their rate off the top of their head, it tends to be the only detail of the mortgage they can remember. Although the rate is...
by debtcancel | Nov 7, 2019 | House Tips
In winter, reduce the heat lost from your home or workplace by getting rid of drafts around windows, doors, baseboards and outside wall openings. Windows can account for a large part of heat loss in a building. Upgrade them if they are too old. Window insulators can...
by debtcancel | Oct 23, 2019 | Credit Health
If you’re credit challenged but want to get into the housing market, it can be a tough road to haul. But improving your credit to a point where a lender will give you chance, is very doable. I won’t bother you with the details of how credit scores are calculated. What...
by debtcancel | Oct 15, 2019 | Mortgages
If you’re in a mortgage that’s coming up for renewal in the coming months and you’re considering just staying with your current lender, you wouldn’t be alone. According to the Canadian Mortgage and Housing Corporation’s (CMHC) Residential Mortgage Industry Report...
by debtcancel | Sep 23, 2019 | Credit Health, Mortgages
Co-signing on a loan may seem like an easy way to help a loved one (child, family member, friend, etc.). In today’s market conditions, a co-signor can offer a solution to overcome the high market prices and stress testing measures that are now in place for Canadian...
by debtcancel | Sep 16, 2019 | Credit Health, Mortgages
Buying a home can feel like a journey. Whether it’s your first or your 10th, there are many steps to go through and things you should be aware of. The trend towards using mortgage brokers to arrange mortgage financing is continually increasing. Why has this shift...
