by debtcancel | Mar 23, 2020 | Credit Health, Mortgages
Spring is a great time for cleaning out your home and your finances. A part of this for many people includes refinancing your mortgage. There are a variety of reasons to refinance, which can range from wanting to leverage large increases in property value or get...
by debtcancel | Feb 24, 2020 | Mortgages
No doubt, at this time of year, many of us will be reviewing annual investment returns from savings, stocks, bonds, TFSAs, RRSPs, RESPs etc. Few of us, as part of this process, will sit down and calculate the actual rate of return on our investments in real estate. As...
by debtcancel | Jan 27, 2020 | Credit Health, Mortgages
By refinancing, you may, at first glance potentially be extending the time it will take to pay off your mortgage, but there are many ways to pay a mortgage off faster and save thousands in interest payments. It is worth speaking to your broker to discuss merging...
by debtcancel | Jan 5, 2020 | House Tips
If your holiday is just not complete without a live tree, the Government of Canada has a few tips to keep the danger at bay.Fresh trees are less likely to catch fire, so look for a tree with vibrant green needles that are hard to pluck and don’t break easily from its...
by debtcancel | Dec 30, 2019 | House Tips
Any prospective home-buyer knows this situation well. You’re set up for a viewing but when you get there the property condition is less than ideal. Maybe the counters are cluttered, the kitchen sink stacked with dishes, or the basement hiding its full potential...
by debtcancel | Dec 24, 2019 | Credit Health
Just about anytime two people of different generations discuss entering the real estate market, the question arises: Who had it easier trying to get into the housing market?Often the younger of the two will claim that there is no struggle greater than the one they...
by debtcancel | Dec 9, 2019 | House Tips
Let the heat reach you: Dust or vacuum radiators, baseboard heaters and furnace duct openings often and keep them free from obstructions such as furniture, carpets and drapes. Replace/Clean Furnace Filters: Check and clean or replace furnace air filters each month...
by debtcancel | Nov 27, 2019 | Credit Health, Mortgages
We all know owning a rental property is a great way to invest and build your wealth portfolio. Unfortunately, a lot of homeowners sitting on plenty of equity are afraid to use that money for a down-payment to purchase a rental or investment property. The idea of a...
by debtcancel | Nov 18, 2019 | Credit Health, Mortgages
It is typically one of the first questions someone asks when talking about your mortgage: What’s your rate? While everyone can recall their rate off the top of their head, it tends to be the only detail of the mortgage they can remember. Although the rate is...
by debtcancel | Nov 7, 2019 | House Tips
In winter, reduce the heat lost from your home or workplace by getting rid of drafts around windows, doors, baseboards and outside wall openings. Windows can account for a large part of heat loss in a building. Upgrade them if they are too old. Window insulators can...
