by debtcancel | Oct 23, 2019 | Credit Health
If you’re credit challenged but want to get into the housing market, it can be a tough road to haul. But improving your credit to a point where a lender will give you chance, is very doable. I won’t bother you with the details of how credit scores are calculated. What...
by debtcancel | Oct 15, 2019 | Mortgages
If you’re in a mortgage that’s coming up for renewal in the coming months and you’re considering just staying with your current lender, you wouldn’t be alone. According to the Canadian Mortgage and Housing Corporation’s (CMHC) Residential Mortgage Industry Report...
by debtcancel | Sep 23, 2019 | Credit Health, Mortgages
Co-signing on a loan may seem like an easy way to help a loved one (child, family member, friend, etc.). In today’s market conditions, a co-signor can offer a solution to overcome the high market prices and stress testing measures that are now in place for Canadian...
by debtcancel | Sep 16, 2019 | Credit Health, Mortgages
Buying a home can feel like a journey. Whether it’s your first or your 10th, there are many steps to go through and things you should be aware of. The trend towards using mortgage brokers to arrange mortgage financing is continually increasing. Why has this shift...
by debtcancel | Aug 26, 2019 | House Tips, Mortgages
Oftentimes even the most organized and detail oriented first-time homebuyer can overlook some unexpected costs that come with the purchase of their new home. Here are four costs that we most commonly see overlooked by homebuyers in hopes that we can better prepare...
by debtcancel | Aug 14, 2019 | House Tips
With summer in full swing it might feel like the kids have just finished the school year, but we all know how quickly time flies when you’re having fun. When it comes to back to school, there’s lot’s to think about – clothes, supplies, sports and club equipment. So...
by debtcancel | Jul 24, 2019 | House Tips
We wish you a happy summer! Here’s 5 of our to-do list for you this month Do – enjoy the sunshine and the warm weather Do – walk barefoot and wiggle your toes in the grass – refreshing Do – enjoy long summer evenings on a deck, patio, or dock...
by debtcancel | Jul 11, 2019 | House Tips
Buying a home has become more difficult now than ever— maybe this is not news to you! Recent stress testing measures, increases in housing prices in major cities, and the continued increase in the cost of living, all combine to make home ownership a daunting task no...
by debtcancel | Jun 28, 2019 | House Tips
When it’s cooler outside than inside, open your windows instead of using air conditioning. Use a window fan, blowing toward the outside, to pull cool air in through other windows and to push hot air out. When it’s hotter outside than inside, close your windows and...
by debtcancel | Jun 19, 2019 | House Tips
Whether you’ve just bought your first home or you’ve been a homeowner for years, there’s good news for you. You can feel confident you made the right decision for your long-term economic wellbeing according to the findings of a study by Mortgage Professionals Canada...
