by debtcancel | Jun 29, 2020 | House Tips
Summer is just around the corner and doesn’t stick around for long, so make sure you enjoy it! We have some great tips for staying cool AND saving money while you do.1. Use Portable and Ceiling FansInstead of cranking the A/C (and your electricity bill) consider...
by debtcancel | Jun 14, 2020 | House Tips, Mortgages
Getting pre-approved can be a vital step to the home-buying process! But don’t confuse this with pre-qualification; you can get a pre-qualification through the My Mortgage Planner app to determine what you might qualify for. Pre-approval, on the other hand, means that...
by debtcancel | Jun 10, 2020 | Mortgages
There have been recent announcements in the mortgage space and we want to ensure that you are always “in the know”.CMHC announced changes to their mortgage rules, which go into effect on July 1st. These changes include limiting the Gross/Total Debt...
by debtcancel | Jun 8, 2020 | House Tips, Mortgages
As exciting as it is to start your journey towards home ownership (or even up- and down-sizing), there are a few things you should consider first.Most importantly, you need to determine your purchase range. Having the proper budget for your future home is the best way...
by debtcancel | May 25, 2020 | House Tips
Renovating your space can be a big project! Before you get started, we have put together a list of the five most important things you need to know before you fix your home:Know Your End Goal: Before starting your renovation, it is important to know what your end goal...
by debtcancel | May 18, 2020 | House Tips
It’s easy to get overwhelmed when thinking about your finances, especially if you are saddled with debt. The best way to determine your monthly budget is to start by recording your total monthly income for the family and your total monthly expenses. To make...
by debtcancel | May 11, 2020 | Credit Health, Mortgages
Canada has seen a surge of international migration over the last few years. With all these new faces in town wanting to plant roots in this great country, we wanted to touch base on some of the details surrounding mortgages and how new immigrants can qualify to be...
by debtcancel | Apr 27, 2020 | Credit Health, Mortgages
Whether you already have a mortgage or are looking to get your first mortgage amid COVID-19, there are some things you should know regarding fixed and variable rate mortgages during this time.If you currently have a mortgage, you may have heard on the news about...
by debtcancel | Apr 20, 2020 | Credit Health
With Canada’s major Mortgage Finance Companies (MFC’s) and all six big banks offering mortgage deferrals of up to 6 months, as well as case-by-case options from credit unions, one of the major questions currently facing Canadians amid COVID-19 is do you...
by debtcancel | Apr 13, 2020 | House Tips
This is currently the motto for Canadians who are working hard across the country to combat COVID-19 by staying home – including your mortgage brokers! While social distancing of this magnitude has never occurred previously, it is important to understand that we...
