by debtcancel | Sep 14, 2020 | Credit Health, House Tips
Did you know? According to a 2019 RBC Family Finances Poll, 9 out of 10 parents (96%) are financially supporting their children (ages 18-35 years). On average, this costs parents $5,623 per year! This is an added cost that many parents cannot afford. In fact,...
by debtcancel | Sep 8, 2020 | Credit Health
It’s time to go back to school… for your finances! The Fall is the perfect time for a credit clean-up so that you are ready for the holiday spending season.When it comes to cleaning up credit, there is no better time than now to recognize the importance of your credit...
by debtcancel | Aug 31, 2020 | House Tips, Mortgages
Buying a home is one of the largest investments you will ever make! In order to make your home hunting experience the best it can be, there are a few key mistakes to avoid and be aware of before you start your journey:Not Getting Pre-ApprovedOne of the most important...
by debtcancel | Aug 24, 2020 | House Tips
So, you are ready to sell your home! Whether you are up or down-sizing, selling your home can feel like a large undertaking – but don’t worry! I have put together some things to know before you sell to make the process as smooth as possible.Improve Your Curb...
by debtcancel | Aug 17, 2020 | Credit Health, Mortgages
So, you are looking to purchase a second property! Congratulations! This is a great opportunity for you to expand your financial portfolio and ensure stability for the future. However, before you launch into this purchase there are a few things you should know,...
by debtcancel | Aug 4, 2020 | House Tips
With many of us spending more time at home this year, now is a great time to start that organic garden you’ve always wanted! As someone with friends who grow their own herbs and vegetables, it can seem pretty daunting at first – but if they can do it, so can...
by debtcancel | Jul 27, 2020 | Credit Health, Mortgages
Did you know the biggest difference between getting your mortgage from a bank vs. a mortgage broker is that the bank only has access to their products, while I, your mortgage broker, have access to hundreds of different lending institutions and mortgage products to...
by debtcancel | Jul 23, 2020 | House Tips, Mortgages
As a Canadian homebuyer or homeowner, your borrowing power is impacted by a few factors. Recent changes to the lending policies announced by CMHC, The Bank of Canada’s qualifying rate and your banks’ Prime Rate and mortgage stipulations are all things to consider when...
by debtcancel | Jun 29, 2020 | House Tips
Summer is just around the corner and doesn’t stick around for long, so make sure you enjoy it! We have some great tips for staying cool AND saving money while you do.1. Use Portable and Ceiling FansInstead of cranking the A/C (and your electricity bill) consider...
by debtcancel | Jun 14, 2020 | House Tips, Mortgages
Getting pre-approved can be a vital step to the home-buying process! But don’t confuse this with pre-qualification; you can get a pre-qualification through the My Mortgage Planner app to determine what you might qualify for. Pre-approval, on the other hand, means that...
