by debtcancel | Jan 16, 2025 | Credit Health, Mortgages
Improving your financial health is essential for long-term stability and peace of mind. STEP 1: This starts with creating a budget and sticking to it. Begin by tracking your income and all expenses for at least a month to understand where your money is...
by debtcancel | Jan 8, 2025 | House Tips, Mortgages
It’s a new year and as we gear up for the upcoming Spring season, it is a good idea to take a look at the market outlook and what we are expecting to see around housing sales, prices, interest rates, and how these current conditions affect buyers versus sellers! Let’s...
by debtcancel | Dec 13, 2024 | Uncategorized
Decluttering can bring a sense of calm and order to your space, especially as the holiday season approaches. Here are some practical tips to help get organized: Start Small and Set Achievable Goals: Avoid overwhelm by breaking down the decluttering process into...
by debtcancel | Dec 6, 2024 | Credit Health, Mortgages
As the new year approaches, it’s a natural time to reflect on our personal goals and set resolutions for the months ahead. Your home and finances are key areas where small, intentional changes can lead to big improvements in security, stability, and quality of...
by debtcancel | Nov 14, 2024 | Family, House Tips
Looking for some creative and thoughtful DIY holiday gifting ideas that are easy to make and can add a personal touch to your gifts this season? These affordable, fun, and personalized options can suit anyone in your life – and they’ve never been easier to make!...
by debtcancel | Nov 5, 2024 | Mortgages
Refinancing your mortgage can be a smart financial move for many reasons, and as your trusted mortgage advisor, I’ve seen how much it can benefit homeowners! Ideally, refinancing is done at the end of your mortgage term to avoid penalties, but the timing can vary...
by debtcancel | Oct 25, 2024 | Credit Health, Mortgages
Despite the Bank of Canada taking steps to reduce interest rates, many Canadians still feel pressure due to the overall cost of living and inflation. This uncertainty can be unnerving for many individuals, but don’t fret! I have some tips and suggestions to help you...
by debtcancel | Oct 9, 2024 | Credit Health, House Tips, Mortgages
With the Bank of Canada rate decreases throughout the summer and into September, I thought this would be a great opportunity to update you on what this means for your mortgage. If you’re on an adjustable-rate mortgage, this will result in a slight decrease...
by debtcancel | Sep 7, 2024 | Family, House Tips
Even in a sellers’ market, there are some ways you can improve your chances of increasing the number of offers and selling your home for the best value. Check out these expert tips for staging your home to help make the best first impression possible: Clean and...
by debtcancel | Sep 7, 2024 | Mortgages
The initial Bank of Canada rate cuts this past summer did not spur housing activity as anticipated. Potentially, more rate cuts on the way will continue to affect the housing market outlook. New listing levels are expected to rise as sellers who may have held back...
