by debtcancel | Oct 18, 2017 | Mortgages
When shopping for a mortgage, the lowest rate should not be your only concern. Pay attention to the three ‘P’s’: Prepayment privileges By how much can you pay down your mortgage annually without being penalized? Penalties What penalty will you pay to pay your mortgage...
by debtcancel | Apr 14, 2017 | Mortgages
One of the biggest debates in the personal finance community is whether someone should use their extra cash to pay down the mortgage or put that money to work in investments. The mortgage paydown strategy is popular with risk-adverse folks. Investing is risky, while...
by debtcancel | Apr 14, 2017 | Credit Health, Mortgages
If you currently have a mortgage or are looking to obtain one, it is imperative you maintain a healthy credit score. The three digits that make up your credit score tell a lender a lot about your credit history and ultimately the status of your financial health....
by debtcancel | Feb 3, 2017 | Credit Health, Mortgages
Are you aged 55+ and having problems juggling the costs associated with home ownership as a retiree and maintaining your lifestyle? OR do your parents find themselves in this predicament? Through the CHIP Home Income Plan, homeowners aged 55+ can access up to 55% of...
by debtcancel | Dec 1, 2016 | Credit Health, Mortgages
Ho Ho Ho? Has the upcoming holiday season got you stressed? If you are already juggling credit cards barely making a dent with minimum monthly payments, give personalized gifts from the heart rather than picking up something at the last minute for top dollar. Bake a...
by debtcancel | Nov 17, 2016 | Mortgages, Testimonials
STEP 1 Annie owns a mixed-use property in inner-city Hamilton, Ontario valued at $335,000. The neighbourhood is currently undergoing long-overdue revitalization. She operates a cash-based business on the ground floor and resides in the second floor apartment with her...
