by debtcancel | Dec 6, 2024 | Credit Health, Mortgages
As the new year approaches, it’s a natural time to reflect on our personal goals and set resolutions for the months ahead. Your home and finances are key areas where small, intentional changes can lead to big improvements in security, stability, and quality of...
by debtcancel | Nov 5, 2024 | Mortgages
Refinancing your mortgage can be a smart financial move for many reasons, and as your trusted mortgage advisor, I’ve seen how much it can benefit homeowners! Ideally, refinancing is done at the end of your mortgage term to avoid penalties, but the timing can vary...
by debtcancel | Oct 25, 2024 | Credit Health, Mortgages
Despite the Bank of Canada taking steps to reduce interest rates, many Canadians still feel pressure due to the overall cost of living and inflation. This uncertainty can be unnerving for many individuals, but don’t fret! I have some tips and suggestions to help you...
by debtcancel | Oct 9, 2024 | Credit Health, House Tips, Mortgages
With the Bank of Canada rate decreases throughout the summer and into September, I thought this would be a great opportunity to update you on what this means for your mortgage. If you’re on an adjustable-rate mortgage, this will result in a slight decrease...
by debtcancel | Sep 7, 2024 | Mortgages
The initial Bank of Canada rate cuts this past summer did not spur housing activity as anticipated. Potentially, more rate cuts on the way will continue to affect the housing market outlook. New listing levels are expected to rise as sellers who may have held back...
by debtcancel | Aug 13, 2024 | Mortgages
When it comes to homeownership, many of us dream of the day we will be mortgage-free. While most mortgages operate on a 25-year amortization schedule, there are some ways you can pay off your mortgage quicker! Did you know? There are a few ways you can help pay off...
