by debtcancel | Feb 19, 2025 | Credit Health, Mortgages
Why Your Credit Score Matters When Applying for a Mortgage Your credit score is one of the most crucial factors that lenders in Canada consider when determining your mortgage eligibility. A higher credit score can mean: ✅ Lower interest rates✅ Better mortgage terms✅...
by debtcancel | Jan 30, 2025 | Family, Mortgages
The Bank of Canada (BoC) has announced an interest rate cut to 3%, sending ripples across the mortgage market. This decision has significant implications for homebuyers, homeowners, and investors, and now is the time to understand how it impacts you. What Does the 3%...
by debtcancel | Jan 16, 2025 | Credit Health, Mortgages
Improving your financial health is essential for long-term stability and peace of mind. STEP 1: This starts with creating a budget and sticking to it. Begin by tracking your income and all expenses for at least a month to understand where your money is...
by debtcancel | Jan 8, 2025 | House Tips, Mortgages
It’s a new year and as we gear up for the upcoming Spring season, it is a good idea to take a look at the market outlook and what we are expecting to see around housing sales, prices, interest rates, and how these current conditions affect buyers versus sellers! Let’s...
by debtcancel | Dec 6, 2024 | Credit Health, Mortgages
As the new year approaches, it’s a natural time to reflect on our personal goals and set resolutions for the months ahead. Your home and finances are key areas where small, intentional changes can lead to big improvements in security, stability, and quality of...
by debtcancel | Nov 5, 2024 | Mortgages
Refinancing your mortgage can be a smart financial move for many reasons, and as your trusted mortgage advisor, I’ve seen how much it can benefit homeowners! Ideally, refinancing is done at the end of your mortgage term to avoid penalties, but the timing can vary...
