by debtcancel | Oct 25, 2024 | Credit Health, Mortgages
Despite the Bank of Canada taking steps to reduce interest rates, many Canadians still feel pressure due to the overall cost of living and inflation. This uncertainty can be unnerving for many individuals, but don’t fret! I have some tips and suggestions to help you...
by debtcancel | Oct 9, 2024 | Credit Health, House Tips, Mortgages
With the Bank of Canada rate decreases throughout the summer and into September, I thought this would be a great opportunity to update you on what this means for your mortgage. If you’re on an adjustable-rate mortgage, this will result in a slight decrease...
by debtcancel | Jun 5, 2024 | Credit Health, Mortgages
Are you looking to buy your first home? Are you thinking about making a move? Whatever your goals, when it comes to getting a mortgage, you can do a few things in advance to make the process easier! Getting Pre-Qualified The purpose of mortgage pre-qualification is to...
by debtcancel | Mar 14, 2024 | Credit Health
One important factor in home ownership is understanding things like your credit score. Some people don’t pay much attention to this metric until they begin the mortgage discussion! However, you will find that your credit score is one of the most important factors when...
by debtcancel | Nov 15, 2023 | Credit Health, Mortgages
After our whirlwind economic year, making your finances work for you is already top of mind for most Canadians as we head into 2024. Here are some ideas to make your finances work for YOU in the New Year: Purge Expenses One of the best goals for the New Year is...
by debtcancel | Apr 20, 2023 | Credit Health, Mortgages
Your payment schedule is the frequency that you make mortgage payments and ranges from monthly to bi-monthly, bi-weekly, accelerated bi-weekly or even weekly payments. Below is a quick overview of what each of these payment frequencies mean: Monthly Payments: A...
