Preparing for the Spring Market

Preparing for the Spring Market

According to the Canadian Real Estate Association, the Spring market is anticipating a drop in home prices edging down approximately 6% from 2022, putting the average home price at $662,103 in 2023. The downward trend stems from rising interest rates and continued...
Fraud Awareness Month

Fraud Awareness Month

Did you know? March is fraud awareness month in the mortgage industry, which makes this is a great time to talk about title insurance! As our insurance experts, FCT is a leading provider of title insurance and has some helpful information for you: For those who don’t...
What to Know About Second Mortgages

What to Know About Second Mortgages

A second mortgage is a mortgage that is taken out against a property that already has a home loan (mortgage) on it. Generally people take out second mortgages to satisfy short-term cash or liquidity requirements, have an investment opportunity or to pay off...
Family Day Ideas

Family Day Ideas

For those who celebrate Family Day, we thought we would highlight some ideas for special things you can do with your loved ones, and remind them how much you care! Below are a few ways you can celebrate Family Day this year: Cook a Meal Together: From making mini...
Alternative Lending

Alternative Lending

When traditional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative! If you’re seeking a mortgage, but your application doesn’t fit into the box...
Post-Holiday Debt Consolidation

Post-Holiday Debt Consolidation

The holidays are a season of giving and often times, households can often find themselves carrying some extra debt as we enter the New Year. If you happen to be someone currently struggling with some post-holiday debt, that’s okay! Whether you’ve accumulated multiple...
2023 Financial Resolutions

2023 Financial Resolutions

After the whirlwind economic year we have had, making your finances work for you is already top of mind for most Canadians as we head into 2023. Here are some ideas to make your finances work for YOU in the New Year: Purge Expenses One of the best goals you can have...
2022 Holiday Party Tips

2022 Holiday Party Tips

With the holidays just around the corner, many of us are already starting to fill up our social calendars and think about the coming month. To help make your holidays even more special, and ensure you have the best party on the block, I have some tips: Make a...
Winterizing Your Home

Winterizing Your Home

With the changing of the seasons, it can be a good time to take stock of your home and ensure you are ready for the colder weather. To help you feel more comfortable, save on bills and prevent future repair costs, there are some simple things you can do to prepare for...
Enjoy a Debt-Free Holiday

Enjoy a Debt-Free Holiday

The holidays are coming up! As much as these celebrations bring us joy and harmony, they can also bring us stress. This is particularly true when it comes to your finances! However, don’t lose hope that this will be another draining year on your pocketbook. In fact,...