by debtcancel | May 4, 2023 | Mortgages
When it comes to homeownership, many of us dream of the day we will be mortgage-free. While most mortgages operate on a 25-year amortization schedule, there are some ways you can pay off your mortgage quicker! 1. Review Your Payment Schedule: Taking a look at your...
by debtcancel | Apr 20, 2023 | Credit Health, Mortgages
Your payment schedule is the frequency that you make mortgage payments and ranges from monthly to bi-monthly, bi-weekly, accelerated bi-weekly or even weekly payments. Below is a quick overview of what each of these payment frequencies mean: Monthly Payments: A...
by debtcancel | Apr 12, 2023 | House Tips
As the sun starts coming back around, it is a great time to scrub those windows and deep clean your home! Here are some tips for a successful Spring clean: Create a Playlist: Everything is more fun with a great playlist! Not only is music great therapy but it can make...
by debtcancel | Mar 10, 2023 | House Tips
According to the Canadian Real Estate Association, the Spring market is anticipating a drop in home prices edging down approximately 6% from 2022, putting the average home price at $662,103 in 2023. The downward trend stems from rising interest rates and continued...
by debtcancel | Mar 2, 2023 | House Tips
Did you know? March is fraud awareness month in the mortgage industry, which makes this is a great time to talk about title insurance! As our insurance experts, FCT is a leading provider of title insurance and has some helpful information for you: For those who don’t...
by debtcancel | Feb 10, 2023 | Mortgages
A second mortgage is a mortgage that is taken out against a property that already has a home loan (mortgage) on it. Generally people take out second mortgages to satisfy short-term cash or liquidity requirements, have an investment opportunity or to pay off...
by debtcancel | Feb 2, 2023 | Family, House Tips
For those who celebrate Family Day, we thought we would highlight some ideas for special things you can do with your loved ones, and remind them how much you care! Below are a few ways you can celebrate Family Day this year: Cook a Meal Together: From making mini...
by debtcancel | Jan 20, 2023 | Mortgages
When traditional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative! If you’re seeking a mortgage, but your application doesn’t fit into the box...
by debtcancel | Jan 12, 2023 | Credit Health, Mortgages
The holidays are a season of giving and often times, households can often find themselves carrying some extra debt as we enter the New Year. If you happen to be someone currently struggling with some post-holiday debt, that’s okay! Whether you’ve accumulated multiple...
by debtcancel | Dec 16, 2022 | Family, House Tips
After the whirlwind economic year we have had, making your finances work for you is already top of mind for most Canadians as we head into 2023. Here are some ideas to make your finances work for YOU in the New Year: Purge Expenses One of the best goals you can have...
