by debtcancel | Aug 9, 2023 | House Tips, Mortgages
With the current interest rates and economic scenarios, many Canadians may be looking for ways to bring in some extra cash. One option is to put your home equity to work and consider renovating your basement into a legal income suite! You can do this by using a...
by debtcancel | Aug 2, 2023 | House Tips
It’s the season of outdoor parties, and a summer BBQ is the perfect way to enjoy time with friends and family! For some tips on how to make this year’s get-together your best one yet, check out my list below: Set the Mood: String up fairy lights, plug in a radio with...
by debtcancel | Jul 12, 2023 | House Tips
Before banks or lending institutions can consider loaning money for a property, they need to know the current market value of that property. An appraiser’s job is to check the general condition of your home and determine a comparable market value based on other...
by debtcancel | Jul 6, 2023 | House Tips, Mortgages
Not all insurance products are created equal. It is essential to understand all the different insurance products to ensure you have proper coverage. Below are the leading insurance product options you will encounter with homeownership and what they mean: Default...
by debtcancel | Jun 8, 2023 | House Tips
When it comes to saving money, there are a lot of little things you can do that add up to make a big difference! Here are 10 of my favourite money-saving tips: Automatic Savings are one of the most effective ways to save because you can’t spend what you...
by debtcancel | Jun 1, 2023 | Mortgages
Did you know? The Canadian government has a program known as the Home Buyers’ Plan (HBP), which is designed to allow first-time home owners to withdraw up to $35,000 from RRSP for the purpose of buying a home! Purchasing with your spouse? You can access a total of...
by debtcancel | May 18, 2023 | House Tips
If you are looking to have a garden that is the envy of the neighbourhood, May is a great time to get started on your gardening to-do list. I have put together some helpful tips and ideas for how to get started so your garden shines all summer long! Plant Annuals and...
by debtcancel | May 4, 2023 | Mortgages
When it comes to homeownership, many of us dream of the day we will be mortgage-free. While most mortgages operate on a 25-year amortization schedule, there are some ways you can pay off your mortgage quicker! 1. Review Your Payment Schedule: Taking a look at your...
by debtcancel | Apr 20, 2023 | Credit Health, Mortgages
Your payment schedule is the frequency that you make mortgage payments and ranges from monthly to bi-monthly, bi-weekly, accelerated bi-weekly or even weekly payments. Below is a quick overview of what each of these payment frequencies mean: Monthly Payments: A...
by debtcancel | Apr 12, 2023 | House Tips
As the sun starts coming back around, it is a great time to scrub those windows and deep clean your home! Here are some tips for a successful Spring clean: Create a Playlist: Everything is more fun with a great playlist! Not only is music great therapy but it can make...
