by debtcancel | Aug 18, 2021 | Credit Health, Mortgages
When conventional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative! If you’re seeking a mortgage, but your credit score is damaged in some way...
by debtcancel | Aug 11, 2021 | Mortgages
You might be surprised to learn that you don’t need to be one of the uber rich or make six figures to have a second property. You just need to have knowledge, determination and financial planning! If you are purchasing a secondary property with the intention to...
by debtcancel | Jul 21, 2021 | House Tips
With summer underway, it might be time to consider a backyard upgrade! These don’t have to be luxurious or expensive, but a couple tweaks can give your yard a facelift and make your outdoor space feel brand new! Check out my backyard renovation ideas below: Reviving...
by debtcancel | Jul 15, 2021 | Credit Health, Mortgages
As a first-time buyer, I am here to give you some tips on homebuyer mistakes to be on the lookout for so you can avoid them for the best experience possible! Thinking You Don’t Need a Real Estate Agent You might be able to find a house on your own, but there are still...
by debtcancel | Jul 8, 2021 | Credit Health, Mortgages
As you may have heard, the Bank of Canada recently changed the stress test rules as of June 1, 2021. With these changes, now both insured and uninsured mortgage borrowers will be subject to a stricter stress test when qualifying for their mortgage. The new qualifying...
by debtcancel | Jun 23, 2021 | House Tips
Building a house is an exciting adventure and the ultimate way to customize your home. To ensure you have the best experience, I have put together 5 important things to know before getting started. 1. It’s All in the Numbers Whether you are shopping for a pre-built...
by debtcancel | Jun 16, 2021 | House Tips
It’s the season of outdoor parties and a summer BBQ is the perfect way to enjoy time with friends and family! For some tips on how to make this year’s BBQ your best one yet, check out my list below: Set the Mood: String up fairy lights, plug in a radio with some of...
by debtcancel | Jun 8, 2021 | Credit Health, Mortgages
When it comes to mortgages, it is easy to focus on the rates and your current situation, but the reality is that life happens and when it does, rates won’t be the only thing that matter. At the end of the day, a mortgage is a contract between you (the homeowner) and...
by debtcancel | May 19, 2021 | Credit Health, Mortgages
The term “rate hold” may be something you are familiar with if you have worked with me in the past. If not, it is a term that all prospective buyers should know!A rate hold is offered by the majority of lenders to clients who are purchasing a new home and need a...
by debtcancel | May 12, 2021 | House Tips
If you are looking to have a garden that is the envy of the neighbourhood, May is a great time to get started on your gardening to-do list. I have put together some helpful tips and ideas for how to get started so your garden shines all summer long!Plant Annuals and...
