by debtcancel | Feb 7, 2024 | Mortgages
Your mortgage amortization period is the number of years it will take you to pay off your mortgage. Depending on your choice of amortization period, it will affect how quickly you become mortgage-free and how much interest you pay over the lifetime of your mortgage...
by debtcancel | Dec 6, 2023 | House Tips, Mortgages
The New Year is approaching! While we are in the spirit of goal planning and setting our intentions for the coming months, don’t forget about your home! There are several things you can do to make your home and finances work for you in 2024: Review Your Home Budget...
by debtcancel | Nov 15, 2023 | Credit Health, Mortgages
After our whirlwind economic year, making your finances work for you is already top of mind for most Canadians as we head into 2024. Here are some ideas to make your finances work for YOU in the New Year: Purge Expenses One of the best goals for the New Year is...
by debtcancel | Oct 11, 2023 | Mortgages
As we round the corner into October, now is a great time to chat about what to expect in the marketplace this Fall! As you may have heard, The Bank of Canada’s policy rate was 5% as of September. The recent rate hikes over the spring and summer have slowed the...
by debtcancel | Sep 7, 2023 | Mortgages
When it comes to purchasing a home, most offers include “conditions” (or “subjects” if you are in the provinces of British Columbia or Manitoba), which are requirements or criteria to be met before the sale can be finalized and the property is transferred. Some of the...
by debtcancel | Aug 23, 2023 | Family, Mortgages
The soaring debt levels of Canadians have reached alarming heights, potentially endangering many households, particularly if there’s a further escalation in mortgage rates, says Phillip Colmar, the managing partner and global strategist at MRB Partners. Recent...