by debtcancel | Jan 27, 2020 | Credit Health, Mortgages
By refinancing, you may, at first glance potentially be extending the time it will take to pay off your mortgage, but there are many ways to pay a mortgage off faster and save thousands in interest payments. It is worth speaking to your broker to discuss merging...
by debtcancel | Dec 24, 2019 | Credit Health
Just about anytime two people of different generations discuss entering the real estate market, the question arises: Who had it easier trying to get into the housing market?Often the younger of the two will claim that there is no struggle greater than the one they...
by debtcancel | Nov 27, 2019 | Credit Health, Mortgages
We all know owning a rental property is a great way to invest and build your wealth portfolio. Unfortunately, a lot of homeowners sitting on plenty of equity are afraid to use that money for a down-payment to purchase a rental or investment property. The idea of a...
by debtcancel | Nov 18, 2019 | Credit Health, Mortgages
It is typically one of the first questions someone asks when talking about your mortgage: What’s your rate? While everyone can recall their rate off the top of their head, it tends to be the only detail of the mortgage they can remember. Although the rate is...
by debtcancel | Oct 23, 2019 | Credit Health
If you’re credit challenged but want to get into the housing market, it can be a tough road to haul. But improving your credit to a point where a lender will give you chance, is very doable. I won’t bother you with the details of how credit scores are calculated. What...
by debtcancel | Sep 23, 2019 | Credit Health, Mortgages
Co-signing on a loan may seem like an easy way to help a loved one (child, family member, friend, etc.). In today’s market conditions, a co-signor can offer a solution to overcome the high market prices and stress testing measures that are now in place for Canadian...
