by debtcancel | Nov 15, 2023 | Credit Health, Mortgages
After our whirlwind economic year, making your finances work for you is already top of mind for most Canadians as we head into 2024. Here are some ideas to make your finances work for YOU in the New Year: Purge Expenses One of the best goals for the New Year is...
by debtcancel | Oct 18, 2023 | House Tips
It is hard to believe it is October already! Even though Fall has begun, there are a few things you can do still to ensure your home is well-prepared for the season: Examine Your Gutters: This time of year, it is essential to clean and inspect your gutters (replacing...
by debtcancel | Oct 11, 2023 | Mortgages
As we round the corner into October, now is a great time to chat about what to expect in the marketplace this Fall! As you may have heard, The Bank of Canada’s policy rate was 5% as of September. The recent rate hikes over the spring and summer have slowed the...
by debtcancel | Sep 7, 2023 | Mortgages
When it comes to purchasing a home, most offers include “conditions” (or “subjects” if you are in the provinces of British Columbia or Manitoba), which are requirements or criteria to be met before the sale can be finalized and the property is transferred. Some of the...
by debtcancel | Sep 6, 2023 | Family, House Tips
Financial independence is a critical skill for future success that your children will not learn anywhere else. Not only does financial literacy help your children have more success in life, but it allows them to move out sooner, and it avoids delaying your retirement...
by debtcancel | Aug 23, 2023 | Family, Mortgages
The soaring debt levels of Canadians have reached alarming heights, potentially endangering many households, particularly if there’s a further escalation in mortgage rates, says Phillip Colmar, the managing partner and global strategist at MRB Partners. Recent...
by debtcancel | Aug 9, 2023 | House Tips, Mortgages
With the current interest rates and economic scenarios, many Canadians may be looking for ways to bring in some extra cash. One option is to put your home equity to work and consider renovating your basement into a legal income suite! You can do this by using a...
by debtcancel | Aug 2, 2023 | House Tips
It’s the season of outdoor parties, and a summer BBQ is the perfect way to enjoy time with friends and family! For some tips on how to make this year’s get-together your best one yet, check out my list below: Set the Mood: String up fairy lights, plug in a radio with...
by debtcancel | Jul 12, 2023 | House Tips
Before banks or lending institutions can consider loaning money for a property, they need to know the current market value of that property. An appraiser’s job is to check the general condition of your home and determine a comparable market value based on other...
by debtcancel | Jul 6, 2023 | House Tips, Mortgages
Not all insurance products are created equal. It is essential to understand all the different insurance products to ensure you have proper coverage. Below are the leading insurance product options you will encounter with homeownership and what they mean: Default...
