by debtcancel | Sep 7, 2023 | Mortgages
When it comes to purchasing a home, most offers include “conditions” (or “subjects” if you are in the provinces of British Columbia or Manitoba), which are requirements or criteria to be met before the sale can be finalized and the property is transferred. Some of the...
by debtcancel | Sep 6, 2023 | Family, House Tips
Financial independence is a critical skill for future success that your children will not learn anywhere else. Not only does financial literacy help your children have more success in life, but it allows them to move out sooner, and it avoids delaying your retirement...
by debtcancel | Aug 23, 2023 | Family, Mortgages
The soaring debt levels of Canadians have reached alarming heights, potentially endangering many households, particularly if there’s a further escalation in mortgage rates, says Phillip Colmar, the managing partner and global strategist at MRB Partners. Recent...
by debtcancel | Aug 9, 2023 | House Tips, Mortgages
With the current interest rates and economic scenarios, many Canadians may be looking for ways to bring in some extra cash. One option is to put your home equity to work and consider renovating your basement into a legal income suite! You can do this by using a...
by debtcancel | Aug 2, 2023 | House Tips
It’s the season of outdoor parties, and a summer BBQ is the perfect way to enjoy time with friends and family! For some tips on how to make this year’s get-together your best one yet, check out my list below: Set the Mood: String up fairy lights, plug in a radio with...
by debtcancel | Jul 12, 2023 | House Tips
Before banks or lending institutions can consider loaning money for a property, they need to know the current market value of that property. An appraiser’s job is to check the general condition of your home and determine a comparable market value based on other...
by debtcancel | Jul 6, 2023 | House Tips, Mortgages
Not all insurance products are created equal. It is essential to understand all the different insurance products to ensure you have proper coverage. Below are the leading insurance product options you will encounter with homeownership and what they mean: Default...
by debtcancel | Jun 8, 2023 | House Tips
When it comes to saving money, there are a lot of little things you can do that add up to make a big difference! Here are 10 of my favourite money-saving tips: Automatic Savings are one of the most effective ways to save because you can’t spend what you...
by debtcancel | Jun 1, 2023 | Mortgages
Did you know? The Canadian government has a program known as the Home Buyers’ Plan (HBP), which is designed to allow first-time home owners to withdraw up to $35,000 from RRSP for the purpose of buying a home! Purchasing with your spouse? You can access a total of...
by debtcancel | May 18, 2023 | House Tips
If you are looking to have a garden that is the envy of the neighbourhood, May is a great time to get started on your gardening to-do list. I have put together some helpful tips and ideas for how to get started so your garden shines all summer long! Plant Annuals and...
