by debtcancel | Aug 4, 2020 | House Tips
With many of us spending more time at home this year, now is a great time to start that organic garden you’ve always wanted! As someone with friends who grow their own herbs and vegetables, it can seem pretty daunting at first – but if they can do it, so can...
by debtcancel | Jul 27, 2020 | Credit Health, Mortgages
Did you know the biggest difference between getting your mortgage from a bank vs. a mortgage broker is that the bank only has access to their products, while I, your mortgage broker, have access to hundreds of different lending institutions and mortgage products to...
by debtcancel | Jul 23, 2020 | House Tips, Mortgages
As a Canadian homebuyer or homeowner, your borrowing power is impacted by a few factors. Recent changes to the lending policies announced by CMHC, The Bank of Canada’s qualifying rate and your banks’ Prime Rate and mortgage stipulations are all things to consider when...
by debtcancel | Jun 29, 2020 | House Tips
Summer is just around the corner and doesn’t stick around for long, so make sure you enjoy it! We have some great tips for staying cool AND saving money while you do.1. Use Portable and Ceiling FansInstead of cranking the A/C (and your electricity bill) consider...
by debtcancel | Jun 14, 2020 | House Tips, Mortgages
Getting pre-approved can be a vital step to the home-buying process! But don’t confuse this with pre-qualification; you can get a pre-qualification through the My Mortgage Planner app to determine what you might qualify for. Pre-approval, on the other hand, means that...
