by debtcancel | Feb 19, 2025 | Credit Health, Mortgages
Why Your Credit Score Matters When Applying for a Mortgage Your credit score is one of the most crucial factors that lenders in Canada consider when determining your mortgage eligibility. A higher credit score can mean: ✅ Lower interest rates✅ Better mortgage terms✅...
by debtcancel | Jan 30, 2025 | Family, Mortgages
The Bank of Canada (BoC) has announced an interest rate cut to 3%, sending ripples across the mortgage market. This decision has significant implications for homebuyers, homeowners, and investors, and now is the time to understand how it impacts you. What Does the 3%...
by debtcancel | Jan 16, 2025 | Credit Health, Mortgages
Improving your financial health is essential for long-term stability and peace of mind. STEP 1: This starts with creating a budget and sticking to it. Begin by tracking your income and all expenses for at least a month to understand where your money is...
by debtcancel | Jan 8, 2025 | House Tips, Mortgages
It’s a new year and as we gear up for the upcoming Spring season, it is a good idea to take a look at the market outlook and what we are expecting to see around housing sales, prices, interest rates, and how these current conditions affect buyers versus sellers! Let’s...
by debtcancel | Dec 13, 2024 | Uncategorized
Decluttering can bring a sense of calm and order to your space, especially as the holiday season approaches. Here are some practical tips to help get organized: Start Small and Set Achievable Goals: Avoid overwhelm by breaking down the decluttering process into...
