by debtcancel | May 23, 2025 | Credit Health, Mortgages
Homeownership has long been a dream for many Canadians, but as market conditions tighten, more buyers believe they’ve missed their chance. Rising mortgage rates, limited inventory, and economic uncertainty have pushed timelines further, leaving many wondering: Is...
by debtcancel | May 2, 2025 | House Tips, Mortgages
For many Canadian homeowners, this year is bringing a financial wake-up call. More than a million mortgages are up for renewal, and the reality of higher interest rates is starting to hit hard. Just a few years ago, borrowers locked in historically low rates—some at...
by debtcancel | Mar 28, 2025 | House Tips
As we settle into 2025, many Canadian homeowners are looking for budget-friendly ways to enhance their homes. Whether you’re preparing to sell, increase energy efficiency, or simply refresh your living space, affordable home improvements can make a big difference...
by debtcancel | Mar 13, 2025 | Credit Health, Mortgages
The Bank of Canada has reduced its overnight lending rate by 25 basis points to 2.75%, marking its seventh consecutive rate cut since June 2024. This decision comes as Canada’s economy faces increasing pressure from an ongoing trade war with the U.S., which has...
by debtcancel | Mar 5, 2025 | Family, House Tips, Mortgages
March is Fraud Awareness Month in Canada, making it the perfect time to shed light on mortgage fraud and how to protect yourself. Whether you’re a first-time homebuyer, a homeowner looking to refinance, or an investor, understanding mortgage fraud is crucial....