Our Mission – to help you.

Our mission at Defined Mortgage Services Inc. is to use our experience and contacts in the financial industry to source mortgage financing to meet your needs and objectives.

We specialize in financing for self-employed applicants, applicants with past or current credit challenges, applicants who want to re-establish credit after bankruptcy or consumer proposal and Debt Consolidation

Our Services

Refinancing

Has your lender offered you the going rate to renew?  Have they taken the time to discuss your current needs and wants? Do you need to renovate, pay for your child’s education or want to take a well-deserved vacation?  Consult with Defined Mortgage Services to plan and execute a strategy that works for you.

Purchase

Whether you are buying your first home, upgrading or downsizing, trust Defined Mortgage Services to determine the best mortgage product, term and rate applicable to your personal circumstances.  Call us for an initial consultation when considering a purchase and provide purchase agreement and listing when you enter into an agreement to purchase and we will do the rest.

Debt Consolidation

Have circumstances gotten in the way of your financial wellbeing?  Are you on the never-never plan meeting minimum monthly payments?  Tossing and turning at night due to credit card debt, personal income tax or property tax arrears?  Trust Defined Mortgage Services to consolidate debt into one manageable monthly payment.

Our Latest Articles

$1.67 – what it means

According to Statistics Canada, the average Canadian's debt-to-income ratio is $1.67. Keeping all those creditors at bay can be a difficult juggling act. Let Defined Mortgage Services devise your plan to financial recovery. Call or email us at  647-201-0167 /...

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The CHIP Home Income Plan

The CHIP Home Income Plan

Are you aged 55+ and having problems juggling the costs associated with home ownership as a retiree and maintaining your lifestyle? OR do your parents find themselves in this predicament? Through the CHIP Home Income Plan, homeowners aged 55+ can access up to 55% of...

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Ho Ho Ho?

Ho Ho Ho?

Ho Ho Ho? Has the upcoming holiday season got you stressed? If you are already juggling credit cards barely making a dent with minimum monthly payments, give personalized gifts from the heart rather than picking up something at the last minute for top dollar. Bake a...

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The One Two Step

The One Two Step

STEP 1 Annie owns a mixed-use property in inner-city Hamilton, Ontario valued at $335,000. The neighbourhood is currently undergoing long-overdue revitalization. She operates a cash-based business on the ground floor and resides in the second floor apartment with her...

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What If the CRA was actually calling

What If the CRA was actually calling

A growing number of Canadians have received calls from individuals posing as CRA agents demanding payment. According to the Globe and Mail newspaper, over 40,000 people in Canada received fake calls from fraudsters. I was the recipient of more than one of these calls....

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Book an Appointment

Book your free consultation today to achieve your financial objectives.

Email: adoria@mtgarc.ca

Telephone: 647-201-0167