Our Mission – to help you.
Our mission at Defined Mortgage Services Inc. is to use our experience and contacts in the financial industry to source mortgage financing to meet your needs and objectives.
We specialize in financing for self-employed applicants, applicants with past or current credit challenges, applicants who want to re-establish credit after bankruptcy or consumer proposal and Debt Consolidation
Our Services
Refinancing
Has your lender offered you the going rate to renew? Have they taken the time to discuss your current needs and wants? Do you need to renovate, pay for your child’s education or want to take a well-deserved vacation? Consult with Defined Mortgage Services to plan and execute a strategy that works for you.
Purchase
Whether you are buying your first home, upgrading or downsizing, trust Defined Mortgage Services to determine the best mortgage product, term and rate applicable to your personal circumstances. Call us for an initial consultation when considering a purchase and provide purchase agreement and listing when you enter into an agreement to purchase and we will do the rest.
Debt Consolidation
Have circumstances gotten in the way of your financial wellbeing? Are you on the never-never plan meeting minimum monthly payments? Tossing and turning at night due to credit card debt, personal income tax or property tax arrears? Trust Defined Mortgage Services to consolidate debt into one manageable monthly payment.
Our Latest Articles
Get Free Credit Report
Do you know that all consumers are entitled to one free credit report annually from Equifax? Although the report will not quote a beacon score, it will give you an opportunity to conduct an overview of your credit and most importantly to confirm there is no strange...
Canadian Mortgage Insurance and Qualification Changes
The Canadian Federal Government recently announced Mortgage Insurance and Qualification Changes effective October 17 and November 30, 2016. These changes are intended to slow down the red-hot housing market but will make it more difficult for first-time buyers and...
Having your Clients Best Interests
This is a testimonial I would like you to read. Having your clients best interest at heart is the key recipe for success. Antoniette, This is just a short note to thank you for your help with the recent mortgage financing we did. As you know, I worked in the...
Case Study: Do you want to save your home?
Joe and Jenn own a $660,000 single-family home. Joe is a long-distance truck driver, (stated income), and Jenn is a teacher. At the time of application their beacon scores were 575 and 550 respectively. They had a 1st, 2nd and 3rd mortgage totaling $460,500, $31,000...
The Bank or the Broker
A crucial factor in your long-term financial well-being is getting the right mortgage. Your bank normally highlights their rate and does not get into the fine print. However, the rate is not the only factor to determine the overall cost of your mortgage. After...
Book an Appointment
Book your free consultation today to achieve your financial objectives.
Email: adoria@mtgarc.ca
Telephone: 647-201-0167
