Our Mission – to help you.
Our mission at Defined Mortgage Services Inc. is to use our experience and contacts in the financial industry to source mortgage financing to meet your needs and objectives.
We specialize in financing for self-employed applicants, applicants with past or current credit challenges, applicants who want to re-establish credit after bankruptcy or consumer proposal and Debt Consolidation
Has your lender offered you the going rate to renew? Have they taken the time to discuss your current needs and wants? Do you need to renovate, pay for your child’s education or want to take a well-deserved vacation? Consult with Defined Mortgage Services to plan and execute a strategy that works for you.
Whether you are buying your first home, upgrading or downsizing, trust Defined Mortgage Services to determine the best mortgage product, term and rate applicable to your personal circumstances. Call us for an initial consultation when considering a purchase and provide purchase agreement and listing when you enter into an agreement to purchase and we will do the rest.
Have circumstances gotten in the way of your financial wellbeing? Are you on the never-never plan meeting minimum monthly payments? Tossing and turning at night due to credit card debt, personal income tax or property tax arrears? Trust Defined Mortgage Services to consolidate debt into one manageable monthly payment.
Our Latest Articles
A favourite holiday activity for many of us is baking, but between gift shopping and get-togethers, it’s hard to find the time. In fact, a recent survey by Becel found that one in two Canadians want to bake more during the holidays, and 77 per cent would spontaneously...read more
Q: How hard is it to obtain a mortgage after filing for bankruptcy? A: If you’re one of the more than 100,000 Canadians who file for bankruptcy every year, you know how hard it can be to access any sort of loan, let alone qualify for a mortgage. But filing for...read more
It may be legal to smoke, grow, and possess marijuana, but that doesn't mean Canadians looking to purchase real estate are suddenly going to be chill about it. According to a new report on cannabis and real estate from real estate site Zoocasa, 52 per cent...read more
Your home is likely your most valuable asset and the ticket to solving your financial problems. Are you caught up on the ‘never-never plan’? Making minimum payments on credit card debt? Get a second chance at financial well-being by consolidating your debt at a...read more
Back in 2013, the B-20 rules as underwriting guidelines for residential mortgages came into effect. The rules were put in place as a direct response to the financial issues in the United States caused by "poor mortgage lending practices" (mortgagebrokernews.ca). Now,...read more
Today more than ever before families have less wiggle room with their finances. Fall is the perfect time to review your financial wellness. Making a few changes now will give you a few months to capitalize on the changes before the end of the year. Some things to...read more