Our Mission – to help you.

Our mission at Defined Mortgage Services Inc. is to use our experience and contacts in the financial industry to source mortgage financing to meet your needs and objectives.

We specialize in financing for self-employed applicants, applicants with past or current credit challenges, applicants who want to re-establish credit after bankruptcy or consumer proposal and Debt Consolidation

Our Services


Has your lender offered you the going rate to renew?  Have they taken the time to discuss your current needs and wants? Do you need to renovate, pay for your child’s education or want to take a well-deserved vacation?  Consult with Defined Mortgage Services to plan and execute a strategy that works for you.


Whether you are buying your first home, upgrading or downsizing, trust Defined Mortgage Services to determine the best mortgage product, term and rate applicable to your personal circumstances.  Call us for an initial consultation when considering a purchase and provide purchase agreement and listing when you enter into an agreement to purchase and we will do the rest.

Debt Consolidation

Have circumstances gotten in the way of your financial wellbeing?  Are you on the never-never plan meeting minimum monthly payments?  Tossing and turning at night due to credit card debt, personal income tax or property tax arrears?  Trust Defined Mortgage Services to consolidate debt into one manageable monthly payment.

Our Latest Articles

Four costs to know about as a first time home buyer

Oftentimes even the most organized and detail oriented first-time homebuyer can overlook some unexpected costs that come with the purchase of their new home. Here are four costs that we most commonly see overlooked by homebuyers in hopes that we can better prepare...

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Back To School Tips

With summer in full swing it might feel like the kids have just finished the school year, but we all know how quickly time flies when you’re having fun. When it comes to back to school, there’s lot’s to think about – clothes, supplies, sports and club equipment. So...

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5 Summer To Do Tips

We wish you a happy summer! Here’s 5 of our to-do list for you this month Do - enjoy the sunshine and the warm weather Do - walk barefoot and wiggle your toes in the grass - refreshing Do - enjoy long summer evenings on a deck, patio, or dock Do - take a road trip...

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5 Mortgage Tips To Help You Afford A Home

Buying a home has become more difficult now than ever— maybe this is not news to you! Recent stress testing measures, increases in housing prices in major cities, and the continued increase in the cost of living, all combine to make home ownership a daunting task no...

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5 Ways to Stay Cool Without Air Conditioning

When it’s cooler outside than inside, open your windows instead of using air conditioning. Use a window fan, blowing toward the outside, to pull cool air in through other windows and to push hot air out. When it’s hotter outside than inside, close your windows and...

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Book an Appointment

Book your free consultation today to achieve your financial objectives.

Email: adoria@mtgarc.ca

Telephone: 647-201-0167

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Important News

Effective July 22, The Bank of Canada has lowered the benchmark rate used to qualify your mortgage from 5.34% to 5.19%. This means you can qualify for a larger mortgage.

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