Our Mission – to help you.

Our mission at Defined Mortgage Services Inc. is to use our experience and contacts in the financial industry to source mortgage financing to meet your needs and objectives.

We specialize in financing for self-employed applicants, applicants with past or current credit challenges, applicants who want to re-establish credit after bankruptcy or consumer proposal and Debt Consolidation

Our Services

Refinancing

Has your lender offered you the going rate to renew?  Have they taken the time to discuss your current needs and wants? Do you need to renovate, pay for your child’s education or want to take a well-deserved vacation?  Consult with Defined Mortgage Services to plan and execute a strategy that works for you.

Purchase

Whether you are buying your first home, upgrading or downsizing, trust Defined Mortgage Services to determine the best mortgage product, term and rate applicable to your personal circumstances.  Call us for an initial consultation when considering a purchase and provide purchase agreement and listing when you enter into an agreement to purchase and we will do the rest.

Debt Consolidation

Have circumstances gotten in the way of your financial wellbeing?  Are you on the never-never plan meeting minimum monthly payments?  Tossing and turning at night due to credit card debt, personal income tax or property tax arrears?  Trust Defined Mortgage Services to consolidate debt into one manageable monthly payment.

Our Latest Articles

Mortgage Pre-Approval vs. Pre-Qualification

Mortgage Pre-Approval vs. Pre-Qualification

Are you looking to buy your first home? Are you thinking about making a move? Whatever your goals, when it comes to getting a mortgage, you can do a few things in advance to make the process easier! Getting Pre-Qualified The purpose of mortgage pre-qualification is to...

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Yard Appeal Ideas for The Biggest ROI

Yard Appeal Ideas for The Biggest ROI

Summer is coming up and you don’t want to miss your chance to make the most of your yard! To help you enjoy your space this year, I have broken down some of the top yard appeal ideas with the biggest ROI giving you the most bang for your buck and can increase your...

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What to Know at Renewal

What to Know at Renewal

Is your mortgage coming up for renewal this year or in 2025? Would you happen to know about all the incredible options renewing your mortgage can afford you? If not, I have all the details here on how to make the most of your renewal! Get a Better Rate: Did you know...

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2024 Small Home Improvements That Make a BIG Impact

2024 Small Home Improvements That Make a BIG Impact

Whether you’re looking to sell your home this year, or want to make some updates, I have put together six minor home improvements that can make a BIG impact on your space! From improving saleability to refreshing your home, here are some simple and affordable ideas to...

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2024 Spring Market Expectations

2024 Spring Market Expectations

The spring housing market is just around the corner! Whether you’re looking to sell, buy, or want to ensure your mortgage is in order, knowing what to expect can help. Here is the low down on what we are anticipating for various factors affecting the housing market...

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Tips to Improve Your Credit Score in 2024

Tips to Improve Your Credit Score in 2024

One important factor in home ownership is understanding things like your credit score. Some people don’t pay much attention to this metric until they begin the mortgage discussion! However, you will find that your credit score is one of the most important factors when...

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Book an Appointment

Book your free consultation today to achieve your financial objectives.

Email: [email protected]

Telephone: 647-201-0167