Our Mission – to help you.

Our mission at Defined Mortgage Services Inc. is to use our experience and contacts in the financial industry to source mortgage financing to meet your needs and objectives.

We specialize in financing for self-employed applicants, applicants with past or current credit challenges, applicants who want to re-establish credit after bankruptcy or consumer proposal and Debt Consolidation

Our Services

Refinancing

Has your lender offered you the going rate to renew?  Have they taken the time to discuss your current needs and wants? Do you need to renovate, pay for your child’s education or want to take a well-deserved vacation?  Consult with Defined Mortgage Services to plan and execute a strategy that works for you.

Purchase

Whether you are buying your first home, upgrading or downsizing, trust Defined Mortgage Services to determine the best mortgage product, term and rate applicable to your personal circumstances.  Call us for an initial consultation when considering a purchase and provide purchase agreement and listing when you enter into an agreement to purchase and we will do the rest.

Debt Consolidation

Have circumstances gotten in the way of your financial wellbeing?  Are you on the never-never plan meeting minimum monthly payments?  Tossing and turning at night due to credit card debt, personal income tax or property tax arrears?  Trust Defined Mortgage Services to consolidate debt into one manageable monthly payment.

Our Latest Articles

2022 Holiday Party Tips

2022 Holiday Party Tips

With the holidays just around the corner, many of us are already starting to fill up our social calendars and think about the coming month. To help make your holidays even more special, and ensure you have the best party on the block, I have some tips: Make a...

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Winterizing Your Home

Winterizing Your Home

With the changing of the seasons, it can be a good time to take stock of your home and ensure you are ready for the colder weather. To help you feel more comfortable, save on bills and prevent future repair costs, there are some simple things you can do to prepare for...

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Enjoy a Debt-Free Holiday

Enjoy a Debt-Free Holiday

The holidays are coming up! As much as these celebrations bring us joy and harmony, they can also bring us stress. This is particularly true when it comes to your finances! However, don’t lose hope that this will be another draining year on your pocketbook. In fact,...

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Don’t Be House Poor

Don’t Be House Poor

Having the biggest and best home on the block sounds great – but not if it is at the expense of your life and monthly finances! Be smart about your budget and avoid buying a home at the very top of your pre-approval value, which might lead to cash flow issues and...

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Job Loss and Your Mortgage Application

Job Loss and Your Mortgage Application

When it comes to your mortgage application, there are a few things that you should avoid doing while you’re waiting for approval – such as making large purchases (i.e. a new car), applying for new credit, pulling additional credit reports, etc. Another issue that can...

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Don’t Get Spooked! First-Time Homebuyer Tips

Don’t Get Spooked! First-Time Homebuyer Tips

Whether you’re currently in the process of looking for your first home, or have just started to think about it, I have some first-time homebuyer tips to help make your journey as easy as possible! Get Pre-Approved Having your mortgage pre-approved is an important step...

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Book an Appointment

Book your free consultation today to achieve your financial objectives.

Email: [email protected]

Telephone: 647-201-0167