Our Mission – to help you.
Our mission at Defined Mortgage Services Inc. is to use our experience and contacts in the financial industry to source mortgage financing to meet your needs and objectives.
We specialize in financing for self-employed applicants, applicants with past or current credit challenges, applicants who want to re-establish credit after bankruptcy or consumer proposal and Debt Consolidation
Our Services
Refinancing
Has your lender offered you the going rate to renew? Have they taken the time to discuss your current needs and wants? Do you need to renovate, pay for your child’s education or want to take a well-deserved vacation? Consult with Defined Mortgage Services to plan and execute a strategy that works for you.
Purchase
Whether you are buying your first home, upgrading or downsizing, trust Defined Mortgage Services to determine the best mortgage product, term and rate applicable to your personal circumstances. Call us for an initial consultation when considering a purchase and provide purchase agreement and listing when you enter into an agreement to purchase and we will do the rest.
Debt Consolidation
Have circumstances gotten in the way of your financial wellbeing? Are you on the never-never plan meeting minimum monthly payments? Tossing and turning at night due to credit card debt, personal income tax or property tax arrears? Trust Defined Mortgage Services to consolidate debt into one manageable monthly payment.
Our Latest Articles
2023 Fall Market Forecast
As we round the corner into October, now is a great time to chat about what to expect in the marketplace this Fall! As you may have heard, The Bank of Canada's policy rate was 5% as of September. The recent rate hikes over the spring and summer have slowed the housing...
Market Beware: Condition-Free Offers
When it comes to purchasing a home, most offers include “conditions” (or “subjects” if you are in the provinces of British Columbia or Manitoba), which are requirements or criteria to be met before the sale can be finalized and the property is transferred. Some of the...
Back to School: Teaching Kids About Money
Financial independence is a critical skill for future success that your children will not learn anywhere else. Not only does financial literacy help your children have more success in life, but it allows them to move out sooner, and it avoids delaying your retirement...
Trending: Increasing levels of debt are posing existential risks for households in Canada
The soaring debt levels of Canadians have reached alarming heights, potentially endangering many households, particularly if there's a further escalation in mortgage rates, says Phillip Colmar, the managing partner and global strategist at MRB Partners. Recent figures...
Turn Your Basement Into a Source Of Extra Income
With the current interest rates and economic scenarios, many Canadians may be looking for ways to bring in some extra cash. One option is to put your home equity to work and consider renovating your basement into a legal income suite! You can do this by using a...
Best Summer BBQ Tips
It’s the season of outdoor parties, and a summer BBQ is the perfect way to enjoy time with friends and family! For some tips on how to make this year’s get-together your best one yet, check out my list below: Set the Mood: String up fairy lights, plug in a radio with...
Book an Appointment
Book your free consultation today to achieve your financial objectives.
Email: [email protected]
Telephone: 647-201-0167
