Our Mission – to help you.
Our mission at Defined Mortgage Services Inc. is to use our experience and contacts in the financial industry to source mortgage financing to meet your needs and objectives.
We specialize in financing for self-employed applicants, applicants with past or current credit challenges, applicants who want to re-establish credit after bankruptcy or consumer proposal and Debt Consolidation
Our Services
Refinancing
Has your lender offered you the going rate to renew? Have they taken the time to discuss your current needs and wants? Do you need to renovate, pay for your child’s education or want to take a well-deserved vacation? Consult with Defined Mortgage Services to plan and execute a strategy that works for you.
Purchase
Whether you are buying your first home, upgrading or downsizing, trust Defined Mortgage Services to determine the best mortgage product, term and rate applicable to your personal circumstances. Call us for an initial consultation when considering a purchase and provide purchase agreement and listing when you enter into an agreement to purchase and we will do the rest.
Debt Consolidation
Have circumstances gotten in the way of your financial wellbeing? Are you on the never-never plan meeting minimum monthly payments? Tossing and turning at night due to credit card debt, personal income tax or property tax arrears? Trust Defined Mortgage Services to consolidate debt into one manageable monthly payment.
Our Latest Articles
Winterizing your Home
We Canadians are no strangers to the chill of the winter season! As we shift into the final few months of this year, now is a great time to check your home before the cold front hits. Below, I have included a few tips that could help you save on bills, prevent future...
Mortgage Renewal Benefits
After our whirlwind economic year, making your finances work for you is already top of mind for most Canadians as we head into 2024. Here are some ideas to make your finances work for YOU in the New Year: Purge Expenses One of the best goals for the New Year is...
2023 Spooktacular Home Tips
It is hard to believe it is October already! Even though Fall has begun, there are a few things you can do still to ensure your home is well-prepared for the season: Examine Your Gutters: This time of year, it is essential to clean and inspect your gutters (replacing...
2023 Fall Market Forecast
As we round the corner into October, now is a great time to chat about what to expect in the marketplace this Fall! As you may have heard, The Bank of Canada's policy rate was 5% as of September. The recent rate hikes over the spring and summer have slowed the housing...
Market Beware: Condition-Free Offers
When it comes to purchasing a home, most offers include “conditions” (or “subjects” if you are in the provinces of British Columbia or Manitoba), which are requirements or criteria to be met before the sale can be finalized and the property is transferred. Some of the...
Back to School: Teaching Kids About Money
Financial independence is a critical skill for future success that your children will not learn anywhere else. Not only does financial literacy help your children have more success in life, but it allows them to move out sooner, and it avoids delaying your retirement...
Book an Appointment
Book your free consultation today to achieve your financial objectives.
Email: [email protected]
Telephone: 647-201-0167
