Our Mission – to help you.

Our mission at Defined Mortgage Services Inc. is to use our experience and contacts in the financial industry to source mortgage financing to meet your needs and objectives.

We specialize in financing for self-employed applicants, applicants with past or current credit challenges, applicants who want to re-establish credit after bankruptcy or consumer proposal and Debt Consolidation

Our Services


Has your lender offered you the going rate to renew?  Have they taken the time to discuss your current needs and wants? Do you need to renovate, pay for your child’s education or want to take a well-deserved vacation?  Consult with Defined Mortgage Services to plan and execute a strategy that works for you.


Whether you are buying your first home, upgrading or downsizing, trust Defined Mortgage Services to determine the best mortgage product, term and rate applicable to your personal circumstances.  Call us for an initial consultation when considering a purchase and provide purchase agreement and listing when you enter into an agreement to purchase and we will do the rest.

Debt Consolidation

Have circumstances gotten in the way of your financial wellbeing?  Are you on the never-never plan meeting minimum monthly payments?  Tossing and turning at night due to credit card debt, personal income tax or property tax arrears?  Trust Defined Mortgage Services to consolidate debt into one manageable monthly payment.

Our Latest Articles

5 Ways to Stay Cool Without Air Conditioning

When it’s cooler outside than inside, open your windows instead of using air conditioning. Use a window fan, blowing toward the outside, to pull cool air in through other windows and to push hot air out. When it’s hotter outside than inside, close your windows and...

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Is Owning A Home Truly The Best Bet?

Whether you’ve just bought your first home or you’ve been a homeowner for years, there’s good news for you. You can feel confident you made the right decision for your long-term economic wellbeing according to the findings of a study by Mortgage Professionals Canada...

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A 4-step Guide To Buying A Rental Property

A rental property can be a great investment, but it’s a big commitment and the rules associated with being a landlord can be complex. These five steps will help you prepare. Step 1: See how much you can afford The price for a multi-unit or single-family property may...

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3 Ways To Make Your Home’s Exterior Pop For Spring

Spring means most of us will be spending more time enjoying the outdoors. This serves as a great opportunity to invest time and energy into sprucing up your home’s exterior and outdoor living areas. Sharon Grech, Benjamin Moore colour and design expert, shares her top...

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In a Rush? 3 Steps to Sell Your Home Quickly

Q: I've recently accepted an exciting new job and need to relocate halfway across the country pronto. How do I sell my home quickly? A: While selling a home in record time isn’t the norm in the real estate industry, there are certain things you can do to attract more...

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Three Summer Tips

Your home is likely your most valuable asset and may be the solution to your financial problems. Are you caught on the ‘never-never plan’? Making minimum payments on credit card debt? Achieve financial wellbeing by consolidating your debt at manageable rates. Cut up...

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Book an Appointment

Book your free consultation today to achieve your financial objectives.

Email: adoria@mtgarc.ca

Telephone: 647-201-0167

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Important News

Effective July 22, The Bank of Canada has lowered the benchmark rate used to qualify your mortgage from 5.34% to 5.19%. This means you can qualify for a larger mortgage.

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