Our Mission – to help you.

Our mission at Defined Mortgage Services Inc. is to use our experience and contacts in the financial industry to source mortgage financing to meet your needs and objectives.

We specialize in financing for self-employed applicants, applicants with past or current credit challenges, applicants who want to re-establish credit after bankruptcy or consumer proposal and Debt Consolidation

Our Services


Has your lender offered you the going rate to renew?  Have they taken the time to discuss your current needs and wants? Do you need to renovate, pay for your child’s education or want to take a well-deserved vacation?  Consult with Defined Mortgage Services to plan and execute a strategy that works for you.


Whether you are buying your first home, upgrading or downsizing, trust Defined Mortgage Services to determine the best mortgage product, term and rate applicable to your personal circumstances.  Call us for an initial consultation when considering a purchase and provide purchase agreement and listing when you enter into an agreement to purchase and we will do the rest.

Debt Consolidation

Have circumstances gotten in the way of your financial wellbeing?  Are you on the never-never plan meeting minimum monthly payments?  Tossing and turning at night due to credit card debt, personal income tax or property tax arrears?  Trust Defined Mortgage Services to consolidate debt into one manageable monthly payment.

Our Latest Articles

Tips for Social Distancing & Staying Safe From Home

This is currently the motto for Canadians who are working hard across the country to combat COVID-19 by staying home - including your mortgage brokers! While social distancing of this magnitude has never occurred previously, it is important to understand that we are...

read more

Refinancing Your Mortgage

Spring is a great time for cleaning out your home and your finances. A part of this for many people includes refinancing your mortgage. There are a variety of reasons to refinance, which can range from wanting to leverage large increases in property value or get...

read more

2020 Investment Decisions

No doubt, at this time of year, many of us will be reviewing annual investment returns from savings, stocks, bonds, TFSAs, RRSPs, RESPs etc. Few of us, as part of this process, will sit down and calculate the actual rate of return on our investments in real estate. As...

read more

Refinancing or Paying a Mortgage Off Faster

By refinancing, you may, at first glance potentially be extending the time it will take to pay off your mortgage, but there are many ways to pay a mortgage off faster and save thousands in interest payments. It is worth speaking to your broker to discuss merging...

read more

Some Post Holiday Tips

If your holiday is just not complete without a live tree, the Government of Canada has a few tips to keep the danger at bay.Fresh trees are less likely to catch fire, so look for a tree with vibrant green needles that are hard to pluck and don’t break easily from its...

read more

Pride In Ownership Can Pay Off

Any prospective home-buyer knows this situation well. You’re set up for a viewing but when you get there the property condition is less than ideal. Maybe the counters are cluttered, the kitchen sink stacked with dishes, or the basement hiding its full potential...

read more

Book an Appointment

Book your free consultation today to achieve your financial objectives.

Email: adoria@mtgarc.ca

Telephone: 647-201-0167

14 + 2 =