Our Mission – to help you.

Our mission at Defined Mortgage Services Inc. is to use our experience and contacts in the financial industry to source mortgage financing to meet your needs and objectives.

We specialize in financing for self-employed applicants, applicants with past or current credit challenges, applicants who want to re-establish credit after bankruptcy or consumer proposal and Debt Consolidation

Our Services

Refinancing

Has your lender offered you the going rate to renew?  Have they taken the time to discuss your current needs and wants? Do you need to renovate, pay for your child’s education or want to take a well-deserved vacation?  Consult with Defined Mortgage Services to plan and execute a strategy that works for you.

Purchase

Whether you are buying your first home, upgrading or downsizing, trust Defined Mortgage Services to determine the best mortgage product, term and rate applicable to your personal circumstances.  Call us for an initial consultation when considering a purchase and provide purchase agreement and listing when you enter into an agreement to purchase and we will do the rest.

Debt Consolidation

Have circumstances gotten in the way of your financial wellbeing?  Are you on the never-never plan meeting minimum monthly payments?  Tossing and turning at night due to credit card debt, personal income tax or property tax arrears?  Trust Defined Mortgage Services to consolidate debt into one manageable monthly payment.

Our Latest Articles

Looking to Upsize Your Home?

Looking to Upsize Your Home?

According to RE/MAX, one of the biggest trends for Canadian homeowners in 2021 are move-up buyers looking to purchase a home that offers more space for them and their families. In fact, this is true for a whopping 29% of Canadians! Unsurprisingly, this demographic is...

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Time for a Mortgage Check-Up!

Time for a Mortgage Check-Up!

There has never been a better time for your annual mortgage health check-up! By organizing a quick mortgage review each year, it may yield you some fruitful financial savings.Your home loan review this year will examine the most common potential monthly savings...

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Getting Your Yard Spring Ready

Getting Your Yard Spring Ready

Spring is just around the corner and I have a few great tips to help you get your yard ready for the coming season!Clean Up Your Yard: Remove any branches or other debris that has piled up over the winter months and then rake out dead grass and old leaves to help your...

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What is a Reverse Mortgage?

What is a Reverse Mortgage?

Do you know that reverse mortgages are continuing to gain popularity for 55+ homeowners in Canada?For many Canadians who are looking to retire but currently facing high debt load and ongoing expenses, as well as reduced income, it can be a challenge. This is where the...

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6 Smart Ways to Cut Your Energy Costs

6 Smart Ways to Cut Your Energy Costs

In the last decade, climate change and energy efficiency have become top of mind for many Canadians. From wanting to do our part by recycling to making our home as energy efficient as possible, there are so many benefits to being environmentally and energy...

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2021 Spring Cleaning Tips!

2021 Spring Cleaning Tips!

As the sun starts coming back around, it is a great time to scrub those windows and deep clean your home! Here are some tips for a successful Spring cleaning adventure:Create a Playlist: Everything is more fun with a great playlist! Not only is music great therapy but...

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Book an Appointment

Book your free consultation today to achieve your financial objectives.

Email: [email protected]

Telephone: 647-201-0167