Our Mission – to help you.

Our mission at Defined Mortgage Services Inc. is to use our experience and contacts in the financial industry to source mortgage financing to meet your needs and objectives.

We specialize in financing for self-employed applicants, applicants with past or current credit challenges, applicants who want to re-establish credit after bankruptcy or consumer proposal and Debt Consolidation

Our Services

Refinancing

Has your lender offered you the going rate to renew?  Have they taken the time to discuss your current needs and wants? Do you need to renovate, pay for your child’s education or want to take a well-deserved vacation?  Consult with Defined Mortgage Services to plan and execute a strategy that works for you.

Purchase

Whether you are buying your first home, upgrading or downsizing, trust Defined Mortgage Services to determine the best mortgage product, term and rate applicable to your personal circumstances.  Call us for an initial consultation when considering a purchase and provide purchase agreement and listing when you enter into an agreement to purchase and we will do the rest.

Debt Consolidation

Have circumstances gotten in the way of your financial wellbeing?  Are you on the never-never plan meeting minimum monthly payments?  Tossing and turning at night due to credit card debt, personal income tax or property tax arrears?  Trust Defined Mortgage Services to consolidate debt into one manageable monthly payment.

Our Latest Articles

From the Desk of Antoniette Doria

From the Desk of Antoniette Doria

The cost of living is rising at an alarming rate. I have received calls from clients suffering the consequences, concerned about meeting their financial obligations, stressing about their debt to CRA, property tax arrears, credit card balances and the impact on their...

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Purchase Plus Home Improvements

Purchase Plus Home Improvements

When it comes to shopping for your perfect home, it can be hard to find the exact one ready to go! In fact, most homes come with flaws of a sort whether it is old paint or flooring, outdated fixtures or perhaps more extensive repairs are needed. While some buyers have...

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Have You Had Your Mortgage Check-Up?

Have You Had Your Mortgage Check-Up?

Spring is a great time to consider doing an annual mortgage check-in! Organizing a quick mortgage review each year can help provide peace of mind and ensure you’re on-track your future goals while still ensuring you’re able to manage the monthly payments. With...

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Spring Cleaning Tips

Spring Cleaning Tips

Create a Playlist: Everything is more fun with a great playlist! Not only is music great therapy but it can make the cleaning process go by quicker and make it more enjoyable. One Room at a Time: Everyone likes the aftermath and seeing their home all sparkly and...

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Refinancing: What You Should Know

Refinancing: What You Should Know

Refinancing your mortgage refers to the process of renegotiating your current mortgage agreement for a variety of reasons. Essentially, allowing you to pay off your existing loan and replace it with a new one that better suits your needs. Some reasons you might...

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What to Look for During a Home Tour

What to Look for During a Home Tour

So! You think you’ve found your dream home, and you can’t wait to check it out in person. Before you go, here are a few things that are important to look out for during a home tour: Odor: Unusual smells can indicate problems, especially mold or mildew issues. Plumbing...

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Book an Appointment

Book your free consultation today to achieve your financial objectives.

Email: [email protected]

Telephone: 647-201-0167