Defined Mortgage Services

 

Defined Mortgage Services - Mission

Our mission at Defined Mortgage Services Inc. is to use our experience and contacts in the financial industry to source mortgage financing to meet your needs and objectives.

Defined Mortgage Services - Antoniette Doria

ANTONIETTE DORIA – PRINCIPAL

A seasoned mortgage professional with over 25 years’ experience in all facets of the financing industry, from mortgage origination to the remediation process.  

Licensed as a Mortgage Broker under FSCO, (Financial Services Commission of Ontario), a member of CAAMP, (Canadian Association of Accredited Mortgage Professionals), an AMP, (Accredited Mortgage Professional) designate, and a member of one of the most respected brokerages in Canada, Mortgage Architects Inc, Antoniette’s experience is her customer’s  greatest asset.  Dealing with her directly throughout the process, starting with a one-on-one initial consultation to discuss your short- and long-term goals, followed by a thorough assessment of your personal situation, she will arrive at the best mortgage solution for you.     

Antoniette takes your personal finances seriously.  By tapping into established partnerships with a vast network of l1enders, including banks, credit unions, trust companies, alternate lenders and private investors, she will find a mortgage customized to meet your needs.  Referrals from hundreds of satisfied customers are the lifeline of her business, therefore your satisfaction is very important to her. 

 

Defined Mortgage Services

The mortgage market has changed significantly over the past few years and there is no doubt it will continue to change and evolve in years to come.  Home financing options and lender’s guidelines have also changed. 

Unless you are familiar with current financing options and lending guidelines, the mortgage process can be intimidating.  Whether you are buying a home, renegotiating your existing mortgage, consolidating debt or taking equity out of your home, dealing with a reputable mortgage broker will save you time and money.    
Unlike bank employees, brokers are not affiliated with one lender.  They have access to a vast number of lenders, some of which are not available to the public. 

Going to a number of lending institutions means each will pull your credit bureau.  This lowers your beacon score and negatively impacts your credit.  A broker will use one credit bureau to negotiate your deal with a number of lenders. 

If your mortgage is placed with a bank, the broker is usually compensated by the lender, therefore, there is no charge to you.

  Kiss credit goodbye
  Defined Mortgage Services
 

Kristina and I would love to thank you for being our saviors. With less than a month to close and a day to find a new mortgage you were able to do the impossible. Your determination and care for your work is incredible. We are forever grateful and will refer you every chance we get. Thank you.

 

Antoniette has been a god send to my family over the last 5 years. She was able to get us our first mortgage as new home buyers, our second mortgage as our family grew and needed more space,and just recently saved our home from being foreclosed on. She is an amazing broker with numerous contacts, but above all she is an amazing person. Always wanting what's best for her clients and their families. I have recommended her to numerous friends for when they are ready to buy their first house, and know that she will give them the same attention that she gave us!

 

It's obvious you love what you do!

Believe me if there's ever a time I can refer you, it would be my pleasure and I would have nothing but good things to say about you!
I wouldn't hesitate for a second to send you a referral and I will absolutely keep you in mind.

 

Thanks Antoniette...
And as always, Mark & I would like to thank you for all your help.
In any business dealings that I personally have been through, I have never known anyone who is as professional, efficient and client oriented as you are.
It is always such a pleasure dealing with you!

 

'Over the last 30 years, I have been involved in a broad range of complex financial transactions involving both commercial and residential real estate. The effort you demonstrated and the meaningful results achieved when assisting me on a personal matter proved to be both exemplary and highly successful.

I would like to thank you again personally for all the hard work and recommend you highly to those requiring assistance in dealing with challenging financing issues without hesitation.'

Julius

 

Yes! Finally the signing is done.

I wanted to share a few thoughts with you now that the signing is behind us.

Antoniette, I am glad we met. The most positive thing that happened through this experience is that I met you. You are a great person and although you had to be firm at times, I very much appreciated how you dealt with me and how you dealt with the whole situation in general. I know it wasn’t easy and at times may have seemed very nerve wracking but we got through it. I very much look forward to seeing you again very soon and continuing what I consider a great start - I spoke to my wife about you and she is also looking forward to meeting you sometime soon.

THANK YOU again for everything you did for us Antoniette. You are very special.

 

‘Take care and once again, thank you for making this all happen . . . too bad that RBC didn't have the faith in me that you did! What a disappointment that was! I've been with them for 32 yrs. Guess loyalty doesn't mean much these days!’ - Warmest Regards, Judith

 

‘Thank you soooooooo much and yes I am very proud. Although I wavered, I thank my lucky stars I stayed with you and kept my faith in you . . . you are one special lady! I can't begin to say how much I appreciate your help!’ - Judy

 

‘Saving $200 a month certainly helps! LOL.’ - Dianna, Ottawa, ON

 

‘We needed help to jump some credit hurdles and WOW we did get the help we needed and then some! Put us back on track and saved dollars. Antoniette Doria was awesome and her resourcefulness is amazing! Great Job! Cheers,’ - Di and Peter, Ottawa, ON

 

‘You made it possible. Thanks,’ - Cristy, Toronto, ON

 

‘Antoniette is an experienced broker who will assist us with commercial and difficult-to place deals. When I first entered the mortgaging business, I considered myself to be extremely fortunate to have had the opportunity to work with Antoniette. She went out of her way to provide direction to me and I truly believe that I would not be where I am today without her help’. - Cheryl McMurdo, Mortgage Agent, Innisfil, ON

 

‘Hi Antoniette
You are always such a huge help. Your professionalism and quick service is second to none. I have never dealt with anyone who can make things go as smoothly as you have - Mark and I are so grateful for all you have done for us. We'll be in touch next year.Again, thanks for everything’ - Cheryl

 

'I am forever grateful to Defined Mortgage Services Inc. I am very fortunate that a family member referred me to Defined Mortgage Services Inc.

As I worked with Antoniette, she was always there crutching the numbers to get the best for me. She always gave professional, prompt and curtious service and was there to explain the numbers. As a person always on the go, with not a lot of time to sit down and discuss, she was able to negotiate an excellent mortgage rate for the amount that I required, without even having to visit her office or her having to come to my home.

It is with the greatest of pleasure that I highly recommend Defined Mortgage Services Inc.'

Thanks again, James and Amy

'Dear Antoniette,

I just wanted to drop you a few lines and express again my sincere appreciation for all your assistance you gave to me while we worked on that very difficult commercial file. Your professional attitude and your organizational skills shone, as you walked me and the client through the many steps towards a positive conclusion. Throughout the process, you demonstrated that you were sympathetic to the frustrations with which we were dealing, as we had to cross both language and cultural boundaries while working with this client. Your ability to contact different resources certainly made this mortgage effective and successful.

I am very happy to report that the client is well satisfied with her mortgage and is very pleased to be running her own business.

Again let me express my gratitude to you on this file. I look forward to consulting with you on other mortgages in the near future.'

Sincerely,

Anne

I am going to answer this email on behalf of Frank and Bert. They are both very thankfull for you and to you for all the help that you gave them, I also thank you too.

They were very happy with all the work and effort you have put into helping them buy this property, for sure we will refer anyone we know looking to buy a house or any business we can to you.

Cheers Asha